Southwest Louisiana Credit Union

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A short history of Southwest Louisiana CU

Since its inception in 1952 the Southwest Louisiana Credit Union has been serving its members in the LAKE CHARLES, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronaldo Hardy, the Southwest Louisiana CU has grown its membership to over 17,778 with assets of more than $98,179,492. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (337) 477-9190 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAKE CHARLES, LA.

General Information For Southwest Louisiana CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62756
Address 4056 RYAN ST 
State Louisiana 
Zip-Code 70605
Phone Number (337) 477-9190
Fax Number (337) 477-1101
Email Address: none
CEO/President Ronaldo Hardy
Members 17,778 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 98,179,492 

Compare Southwest Louisiana Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cse CU CSE Federal Credit Union Moss Bluff 1170 Sam Houston Jones Pkwy 70605 (800) 625-5747 No 3.97
Davison Employees CU Liberty Country Teachers FCU 3712 N Main St 77575 (936) 336-7326 No 4.12
Montell CU Main Office 4101 Highway 108 70664 (337) 439-7333 No 4.80
G. C. A. CU Main Office 625B Petro Point Dr 70606 (337) 474-1006 No 4.87
Mcneese CU McNeese Federal Credit Union 4390 Ryan St 70609 (337) 475-5344 No 5.14

Southwest Louisiana Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southwest Louisiana Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.99 6.45 6.45 4.74 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 520 517 494 237 199
Rank Among All Louisiana Credit Unions 53 90 69 32 12

Southwest Louisiana Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.23 0.20 0.56 0.66
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 103 114 248 204
Rank Among All Louisiana Credit Unions 13 30 14 44 25
Southwest Louisiana Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.9903,1584,934,193
All Other Unsecured Loans/Lines of Credit 9.9902,4396,842,260
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.4502706,265,259
Used Vehicle Loans 6.4501,44316,165,672
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.74024416,415,951
Total Other Real Estate Loans/Lines of Credit 4.7408255,653
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4502429,664,384
TOTAL LOANS & LEASES 7,80460,543,372

Southwest Louisiana Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 452,053,1132249,500
    b. 15 Years or less 19914,362,838404,487,367
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7231,86100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 123,79200
Open-End Fixed Rate 0000
TOTALS 25216,671,604424,736,867


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southwest Louisiana Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes