R T P Federal Credit Union

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A short history of R T P FCU

Since its inception in 1968 the R T P Federal Credit Union has been serving its members in the RTP, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Wilkerson, the R T P FCU has grown its membership to over 10,573 with assets of more than $116,965,397. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (919) 941-5700 or email them at rtp@rtpfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RTP, NC.

General Information For R T P FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18550
Address P O BOX 12807 
City RTP 
State North Carolina 
Zip-Code 27709
Phone Number (919) 941-5700
Fax Number (919) 484-8435
Email Address: rtp@rtpfcu.org
CEO/President Douglas Wilkerson
Members 10,573 
Full-Time Employees 34 
Part-Time Employees
Number of Branch Offices
Total Assets 116,965,397 
Website http://www.rtpfcu.org 

Compare R T P Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Welcome CU Main Branch 10810 Chapel Hill Rd 27560 (919) 474-3240 No 3.09
Mount Vernon Baptist Church CU MVBC Education Bldg. 1007 S Roxboro St 27707 (919) 688-1823 No 5.33
Latino Community CU Charlotte Branch I 3130 Milton Rd 28215 (704) 531-0201 No 6.06
Self-help CU JEA Office 21 W Church St Ste 102 32203 (904) 360-5100 No 6.09
Self-help CU Crestwood 5601 127th St 60445 (708) 385-6900 No 6.10

R T P Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

R T P Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 6.50 6.50 4.11 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 520 499 156 431
Rank Among All North Carolina Credit Unions 30 45 42 17 26

R T P Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.10 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 142 332 243
Rank Among All North Carolina Credit Unions N/A 16 23 36 20
R T P Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0002,5164,439,285
All Other Unsecured Loans/Lines of Credit 11.0001,2151,565,294
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.5002,10518,459,381
Used Vehicle Loans 6.5001,33116,222,577
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1105711,821,142
Total Other Real Estate Loans/Lines of Credit 7.00066813,598,863
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.0001544,637,317
TOTAL LOANS & LEASES 8,04670,743,859

R T P Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4549,59200
    b. 15 Years or less 346,999,8831998,547
    a. > 15 years 0000
    b. 15 Years or less 61,832,99600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 101,260,49400
Adjustable Rate > 1 yr 31,178,17700


Closed-End Fixed Rate 3089,895,625412,212,384
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3603,703,23818191,957
Open-End Fixed Rate 0000
TOTALS 72525,420,005603,402,888


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

R T P Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes