Oklahoma Educators Credit Union

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A short history of Oklahoma Educators CU

Since its inception in 1960 the Oklahoma Educators Credit Union has been serving its members in the OKLAHOMA CITY, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cindy White, the Oklahoma Educators CU has grown its membership to over 12,789 with assets of more than $142,080,943. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (405) 722-2234 or email them at support@oecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OKLAHOMA CITY, OK.

General Information For Oklahoma Educators CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61088
Address 4001 NW EXPRESSWAY 
State Oklahoma 
Zip-Code 73116
Phone Number (405) 722-2234
Fax Number (405) 720-5232
Email Address: support@oecu.com
CEO/President Cindy White
Members 12,789 
Full-Time Employees 51 
Part-Time Employees
Number of Branch Offices
Total Assets 142,080,943 
Website http://www.oecu.com 

Compare Oklahoma Educators Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Communication CU South OKC/Moore 3401 SW 104th St 73159 (405) 848-3437 No 2.04
Integris CU Vital Records 2525 NW Expressway Ste 108 73112 (405) 947-3730 No 2.17
U. S. Employees O. C. CU MAIN OFFICE 4301 S INTERSTATE 44 SERVICE RD 73144 (405) 685-6200 No 2.27
Allegiance CU South OKC Branch 12200 S Western Ave 73170 (405) 789-7900 No 3.22
Oklahoma CU Main Branch 517 NE 36th St 73105 (405) 524-6467 No 3.96

Oklahoma Educators Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Oklahoma Educators Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 6.24 3.49 3.99 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 505 146 137 200
Rank Among All Oklahoma Credit Unions 12 43 9 11 8

Oklahoma Educators Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.25 0.10 0.20 1.64 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 32 129 114 74 192
Rank Among All Oklahoma Credit Unions 2 18 12 3 16
Oklahoma Educators Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,5432,717,010
All Other Unsecured Loans/Lines of Credit 9.2409111,566,689
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.24099725,176,779
Used Vehicle Loans 3.4903,58657,939,504
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99028515,031,684
Total Other Real Estate Loans/Lines of Credit 4.750691,997,252
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7403473,976,248
TOTAL LOANS & LEASES 7,738108,405,166

Oklahoma Educators Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 19512,191,644221,728,492
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 872,783,0487151,926
Adjustable Rate > 1 yr 356,99200


Closed-End Fixed Rate 7428,0373151,370
Closed-End Adjustable Rate 212,74800
Open-End Adjustable Rate 601,556,4674203,845
Open-End Fixed Rate 0000
TOTALS 35417,028,936362,235,633


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Oklahoma Educators Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes