The United Federal Credit Union

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A short history of The United FCU

Since its inception in 1973 the The United Federal Credit Union has been serving its members in the Morgantown, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Edgar Cosner, the The United FCU has grown its membership to over 6,638 with assets of more than $88,256,606. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (304) 598-5010 or email them at tufcu@tufcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Morgantown, WV.

General Information For The United FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21305
Address 3 Sunset Beach Rd 
City Morgantown 
State West Virginia 
Zip-Code 26508
Phone Number (304) 598-5010
Fax Number (304) 598-5019
Email Address: tufcu@tufcu.org
CEO/President Edgar Cosner
Members 6,638 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 88,256,606 
Website http://www.tufcu.org 

Compare The United Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri Ag W Va CU TRI-AG (WV) FEDERAL CREDIT UNION 1550 EARL L Core Rd Ste 100 26507 (304) 292-3798 No 3.12
Wvu Employees CU WVU Employees' Federal Credit Union 448 Harding Ave 26505 (304) 293-5737 No 5.45
Morgantown A E S CU Morgantown AES FCU NIOSH Branch 1095 Willowdale Rd 26505 (304) 285-6224 No 6.01
City Of Fairmont CU City of Fairmont FCU 500 Quincy ST 26554 (304) 366-9280 No 14.51
U S Employees CU U S POST OFFICE 331 Madison St 26555 (304) 366-0910 No 14.59

The United Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


The United Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.21 11.33 4.40 5.30
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 503 780 195 265
Rank Among All West Virginia Credit Unions N/A 44 57 17 20

The United Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.12 0.23 0.32 1.43 0.88
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 114 103 94 99 175
Rank Among All West Virginia Credit Unions 4 14 5 5 13
The United Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.7301,6722,236,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.2101042,029,966
Used Vehicle Loans 11.3309948,865,102
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.40033436,149,609
Total Other Real Estate Loans/Lines of Credit 5.30014410,199,483
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.680981,056,978
TOTAL LOANS & LEASES 3,34660,537,755

The United Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13924,976,291163,709,050
    b. 15 Years or less 19511,173,318111,164,300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 536,540,638131,584,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 913,658,84527942,371
Open-End Fixed Rate 0000
TOTALS 47846,349,092677,399,921

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 712,319,957878,727
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The United Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes