Odessa Employees Credit Union

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A short history of Odessa Employees CU

Since its inception in 1953 the Odessa Employees Credit Union has been serving its members in the Odessa, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sheila Kelly, the Odessa Employees CU has grown its membership to over 1,433 with assets of more than $16,951,635. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (432) 333-2510 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Odessa, TX.

General Information For Odessa Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67534
Address 1006 E 7th St 
City Odessa 
State Texas 
Zip-Code 79761
Phone Number (432) 333-2510
Fax Number (432) 333-3823
Email Address: none
CEO/President Sheila Kelly
Members 1,433 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,951,635 
Website http://odessaecu.com 

Compare Odessa Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Texas Educators CU Fort Stockton Office 401 W Dickinson Blvd 79735 (432) 336-6291 No 1.67
Southwest Heritage CU Wink Office 309 E Hendricks Blvd 79760 (432) 527-3365 No 1.99
Thd-6 CU BBVA Compass Bank 1330 E 8th St 79761 (432) 332-9078 No 2.15
First Basin CU First Basin Credit Union 1205 NE 1st St 79764 (432) 333-5600 No 3.11
Southwest 66 CU West Branch 1315 W University Blvd 79768 (432) 363-3072 No 3.18

Odessa Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Odessa Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 6.50 6.50 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 520 499 138 100
Rank Among All Texas Credit Unions 87 185 171 36 15

Odessa Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.30 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 97 284 243
Rank Among All Texas Credit Unions N/A 38 20 97 61
Odessa Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900195112,968
All Other Unsecured Loans/Lines of Credit 11.900172464,920
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.500902,464,064
Used Vehicle Loans 6.5002363,264,729
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000331,901,452
Total Other Real Estate Loans/Lines of Credit 4.000134,534
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50083900,332
TOTAL LOANS & LEASES 8109,142,999

Odessa Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 331,901,4522160,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 134,53400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 341,935,9862160,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Odessa Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes