Sweetwater Regional Federal Credit Union

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A short history of Sweetwater Regional FCU

Since its inception in 1956 the Sweetwater Regional Federal Credit Union has been serving its members in the Sweetwater, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gail Rose, the Sweetwater Regional FCU has grown its membership to over 1,484 with assets of more than $9,067,209. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (325) 235-4319 or email them at stfcuhayes@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sweetwater, TX.

General Information For Sweetwater Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11377
Address PO Box 218 
City Sweetwater 
State Texas 
Zip-Code 79556
Phone Number (325) 235-4319
Fax Number (325) 235-9361
Email Address: stfcuhayes@yahoo.com
CEO/President Gail Rose
Members 1,484 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,067,209 
Website http://www.sweetwatercredit.com 

Compare Sweetwater Regional Federal Credit Union To Other Local Credit Unions


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Sweetwater Regional Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sweetwater Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.04 7.67 4.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 489 603 138 N/A
Rank Among All Texas Credit Unions N/A 179 198 36 N/A

Sweetwater Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.40 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 284 219
Rank Among All Texas Credit Unions N/A 34 N/A 97 56
Sweetwater Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.560158402,223
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.040831,597,119
Used Vehicle Loans 7.67091895,676
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000132,412
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.53026101,316
TOTAL LOANS & LEASES 3593,028,746

Sweetwater Regional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 132,41200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 132,41200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sweetwater Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No