County Schools Federal Credit Union

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A short history of County Schools FCU

Since its inception in 1960 the County Schools Federal Credit Union has been serving its members in the VENTURA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Bagents, the County Schools FCU has grown its membership to over 7,235 with assets of more than $59,251,236. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (805) 644-4657 or email them at info@fiserve.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VENTURA, CA.

General Information For County Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13495
Address 4591 MARKET ST 
City VENTURA 
State California 
Zip-Code 93003
Phone Number (805) 644-4657
Fax Number (805) 650-7301
Email Address: info@fiserve.com
CEO/President John Bagents
Members 7,235 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 59,251,236 
Website http://csfcu.org 

Compare County Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ventura County CU Moorpark Branch 510 New Los Angeles Ave 93021 (805) 477-4000 No 1.61
Cbc CU Camarillo Branch 300 Arneill Rd 93010 (805) 988-2151 No 6.25
Limoneira CU LIMONEIRA FEDERAL CREDIT UNION 1141 CUMMINGS RD 93060 (805) 525-9989 No 6.47

County Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


County Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.67 6.99 4.00 4.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 532 544 138 182
Rank Among All California Credit Unions N/A 158 165 52 53

County Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.27 0.92 0.27
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 102 188 262
Rank Among All California Credit Unions N/A 45 27 45 78
County Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.060247860,183
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.6701861,719,686
Used Vehicle Loans 6.9901,60015,677,066
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0005520,286,770
Total Other Real Estate Loans/Lines of Credit 4.600765,328,909
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.49037394,415
TOTAL LOANS & LEASES 2,20144,267,029

County Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3110,894,21042,058,000
    b. 15 Years or less 82,035,2032407,000
Balloon/Hybrid
    a. > 15 years 62,882,2891800,000
    b. 15 Years or less 104,475,06883,431,991
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 634,932,77210388,931
Open-End Fixed Rate 13396,13700
TOTALS 13125,615,679257,085,922

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

County Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes