Telco Credit Union

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A short history of Telco CU

Since its inception in 1941 the Telco Credit Union has been serving its members in the TARBORO, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charles Johnson, the Telco CU has grown its membership to over 7,709 with assets of more than $64,008,454. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (252) 823-0119 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TARBORO, NC.

General Information For Telco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66319
Address PO BOX 4002 
State North Carolina 
Zip-Code 27886
Phone Number (252) 823-0119
Fax Number (252) 823-1001
Email Address:
CEO/President Charles Johnson
Members 7,709 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 64,008,454 

Compare Telco Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Guco CU Main Office 523 Evans St 27835 (252) 551-1599 No 20.48

Telco Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Telco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 6.70 6.70 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 535 517 138 100
Rank Among All North Carolina Credit Unions 29 47 43 15 5

Telco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.72 0.10 0.21 1.38 1.37
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 51 129 112 106 110
Rank Among All North Carolina Credit Unions 3 13 17 6 4
Telco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990379479,764
All Other Unsecured Loans/Lines of Credit 14.3007422,236,257
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.70074320,963,806
Used Vehicle Loans 6.70090015,171,097
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000655,423,216
Total Other Real Estate Loans/Lines of Credit 4.000511,689,754
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.30079748,333
TOTAL LOANS & LEASES 2,95946,712,227

Telco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 454,484,27700
    b. 15 Years or less 20938,93900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 24949,61200
Closed-End Adjustable Rate 12,44600
Open-End Adjustable Rate 26737,69600
Open-End Fixed Rate 0000
TOTALS 1167,112,97000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Telco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes