Guco Credit Union

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A short history of Guco CU

Since its inception in 1970 the Guco Credit Union has been serving its members in the Greenville, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Timothy Lineberry, the Guco CU has grown its membership to over 1,982 with assets of more than $13,530,375. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (252) 551-1599 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Greenville, NC.

General Information For Guco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62985
Address P.O. Box 1847 
City Greenville 
State North Carolina 
Zip-Code 27835
Phone Number (252) 551-1599
Fax Number (252) 758-2831
Email Address:
CEO/President Timothy Lineberry
Members 1,982 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,530,375 

Compare Guco Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Telco CU Tarboro Branch 1720 Barlow Rd 27886 (252) 823-0119 No 22.20
Greater Kinston CU GREATER KINSTON CREDIT UNION 901 N Queen St 28501 (252) 527-4002 No 26.32

Guco Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Guco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 4.50 3.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 264 44 N/A
Rank Among All North Carolina Credit Unions N/A 26 24 5 N/A

Guco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.50 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 60 174 N/A
Rank Among All North Carolina Credit Unions N/A 8 9 9 N/A
Guco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0003511,233,300
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.000871,806,288
Used Vehicle Loans 4.5002193,092,682
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250169,991
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2509300,987
TOTAL LOANS & LEASES 6676,503,248

Guco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 169,99100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 169,99100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Guco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes