Linkage Credit Union

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A short history of Linkage CU

Since its inception in 1931 the Linkage Credit Union has been serving its members in the WACO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marva Frazier, the Linkage CU has grown its membership to over 1,994 with assets of more than $14,609,975. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (254) 754-1168 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WACO, TX.

General Information For Linkage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67519
Address 4527 SPEIGHT AVE 
City WACO 
State Texas 
Zip-Code 76711
Phone Number (254) 754-1168
Fax Number (254) 754-7768
Email Address:
CEO/President Marva Frazier
Members 1,994 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,609,975 

Compare Linkage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waconized CU Waconized Federal Credit Union 5200 Beverly Dr # A 76711 (254) 755-8820 No 0.98
Members Choice Of Central Texas CU Northside Branch 845 New Dallas Hwy 76705 (254) 867-1250 No 1.35
Genco CU Valley Mills 731 N Valley Mills Dr 76714 (254) 776-9550 No 1.63
Highway District 9 CU Highway District 9 Credit Union 2417 Columbus Ave 76701 (254) 756-6331 No 1.82
First Central CU Hillsboro Branch 305 Coke Ave 76645 (254) 582-2489 No 2.37

Linkage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Linkage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 6.16 7.97 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 499 627 N/A N/A
Rank Among All Texas Credit Unions 53 181 206 N/A N/A

Linkage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.30 N/A 1.06 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 88 N/A 164 N/A
Rank Among All Texas Credit Unions 26 31 N/A 48 N/A
Linkage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990253407,995
All Other Unsecured Loans/Lines of Credit 9.690448610,232
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.1601002,181,869
Used Vehicle Loans 7.9703502,964,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8202011,501,990
TOTAL LOANS & LEASES 1,3527,666,427

Linkage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Linkage Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes