Northern Star , Inc. Credit Union

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A short history of Northern Star , Inc. CU

Since its inception in 1929 the Northern Star , Inc. Credit Union has been serving its members in the Portsmouth, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roger Early, the Northern Star , Inc. CU has grown its membership to over 9,896 with assets of more than $89,202,117. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (757) 487-3474 or email them at nstarcu@nstarcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Portsmouth, VA.

General Information For Northern Star , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66956
Address 5100 George Washington Hwy 
City Portsmouth 
State Virginia 
Zip-Code 23702
Phone Number (757) 487-3474
Fax Number (757) 558-8000
Email Address: nstarcu@nstarcu.org
CEO/President Roger Early
Members 9,896 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 89,202,117 
Website http://www.nstarcu.org 

Compare Northern Star , Inc. Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Portsmouth Va City Employees CU Main 801 Crawford St 23705 (757) 393-8863 No 2.46
Portsmouth Schools CU PORTSMOUTH SCHOOLS FCU 455 Dinwiddie St 23704 (757) 398-9140 No 2.50
Norfolk Municipal CU Norfolk Municipal Employees Federal Credit Union 5957 E Virginia Beach Blvd Ste 14 23502 (757) 822-6166 No 3.43
Prime Care Incorporated CU Sentara Leigh 830 Kempsville Rd 23502 (757) 261-8635 No 4.20
Pfd Firefighters Credit Union Inc. CU PFD Firefighters Credit Union, Inc 3209 Cedar Ln 23703 (757) 686-3051 No 4.56

Northern Star , Inc. Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Star , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.73 6.23 9.44 6.17 5.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 442 504 719 386 244
Rank Among All Virginia Credit Unions 49 72 85 48 29

Northern Star , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.96 0.63 N/A 1.06 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 23 53 N/A 164 192
Rank Among All Virginia Credit Unions 1 6 N/A 26 26
Northern Star , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.7301,91110,144,452
All Other Unsecured Loans/Lines of Credit 8.5001,0351,799,368
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.8202,8497,115,997
New Vehicle Loans 6.23033346,062
Used Vehicle Loans 9.4407505,676,512
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.170887,823,421
Total Other Real Estate Loans/Lines of Credit 5.1101018,035,675
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.87057398,856
TOTAL LOANS & LEASES 6,82441,340,343

Northern Star , Inc. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 456,695,0826876,821
    b. 15 Years or less 431,128,339125,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22,303,32100
Closed-End Adjustable Rate 574,544,435260,000
Open-End Adjustable Rate 421,187,9193115,000
Open-End Fixed Rate 0000
TOTALS 18915,859,096121,076,821

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2301,8280
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Star , Inc. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes