Portsmouth Schools Federal Credit Union

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A short history of Portsmouth Schools FCU

Since its inception in 1942 the Portsmouth Schools Federal Credit Union has been serving its members in the PORTSMOUTH, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DIANE WOODRUFF, the Portsmouth Schools FCU has grown its membership to over 1,040 with assets of more than $2,411,725. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (757) 398-9140 or email them at PSFCU1@VERIZON.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTSMOUTH, VA.

General Information For Portsmouth Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4833
Address 455 DINWIDDIE STREET 
City PORTSMOUTH 
State Virginia 
Zip-Code 23704
Phone Number (757) 398-9140
Fax Number (757) 399-6578
Email Address: PSFCU1@VERIZON.NET
CEO/President DIANE WOODRUFF
Members 1,040 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,411,725 
Website http://PORTSMOUTHSCHOOLSFCU.COM 

Compare Portsmouth Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Portsmouth Va City Employees CU Main 801 Crawford St 23705 (757) 393-8863 No 1.32
Northern Star Credit Union, Inc. CU Elmhurst Branch 5624 Portsmouth Blvd 23702 (757) 487-3474 No 2.04
Norfolk Municipal CU Norfolk Municipal Employees Federal Credit Union 5957 E Virginia Beach Blvd Ste 14 23502 (757) 822-6166 No 2.27
Prime Care Incorporated CU Sentara Leigh 830 Kempsville Rd 23502 (757) 261-8635 No 2.91
Old Dominion University Cu Inc., CU Branch 4901 Hampton Blvd 23517 (757) 683-0530 No 3.93

Portsmouth Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Portsmouth Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.61 11.22 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 573 776 N/A N/A
Rank Among All Virginia Credit Unions N/A 79 90 N/A N/A

Portsmouth Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.17 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 322 N/A
Rank Among All Virginia Credit Unions N/A 29 N/A 55 N/A
Portsmouth Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.440216451,840
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0003677
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.6107125,288
Used Vehicle Loans 11.22017150,751
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5002235
TOTAL LOANS & LEASES 245728,791

Portsmouth Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Portsmouth Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes