Piedmont Advantage Credit Union

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A short history of Piedmont Advantage CU

Since its inception in 1949 the Piedmont Advantage Credit Union has been serving its members in the WINSTON SALEM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Tharp, the Piedmont Advantage CU has grown its membership to over 43,615 with assets of more than $347,896,803. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (336) 776-1700 or email them at info@pacu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINSTON SALEM, NC.

General Information For Piedmont Advantage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60160
Address 3530 ADVANTAGE WAY 
State North Carolina 
Zip-Code 27103
Phone Number (336) 776-1700
Fax Number (336) 776-1111
Email Address: info@pacu.com
CEO/President Judy Tharp
Members 43,615 
Full-Time Employees 95 
Part-Time Employees
Number of Branch Offices
Total Assets 347,896,803 
Website http://www.pacu.com 

Compare Piedmont Advantage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members CU Members Credit Union - Thomasville 1033 Randolph St Ste 21 27360 (336) 475-5922 No 0.70
Allegacy CU Atkins High School 3605 Old Greensboro Rd 27114 (336) 774-3435 No 1.14
Truliant CU Whitaker Square 1985 N Peace Haven Rd 27106 (336) 659-1955 No 1.46
Team And Wheel CU Team & Wheel FCU-Main Office 1405 Trademart Blvd 27127 (336) 785-0103 No 3.20
Emergency Responders CU Winston-Salem Fire Department 725 N Cherry ST 27101 (336) 773-7900 No 3.32

Piedmont Advantage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Piedmont Advantage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.80 6.08 5.95 3.39 5.04
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 144 491 438 60 234
Rank Among All North Carolina Credit Unions 8 43 37 7 13

Piedmont Advantage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.10 0.13 0.83 0.64
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 129 129 202 207
Rank Among All North Carolina Credit Unions 13 13 20 13 14
Piedmont Advantage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.8008,00124,567,902
All Other Unsecured Loans/Lines of Credit 13.6904,39910,221,093
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.0801,45832,260,008
Used Vehicle Loans 5.9508,045119,313,807
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.39067164,129,422
Total Other Real Estate Loans/Lines of Credit 5.04065418,964,238
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.3601,2287,802,226
TOTAL LOANS & LEASES 24,456277,258,696

Piedmont Advantage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 24732,838,94791,258,041
    b. 15 Years or less 42331,012,307474,750,209
    a. > 15 years 0000
    b. 15 Years or less 1278,16800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 893,326,3054142,804
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56315,631,389541,028,363
Open-End Fixed Rate 26,5442450,000
TOTALS 1,32583,093,6601167,629,417


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 131,796,7110
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Piedmont Advantage Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes