Allegacy Federal Credit Union

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A short history of Allegacy FCU

Since its inception in 1967 the Allegacy Federal Credit Union has been serving its members in the Winston Salem, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cathy Pace, the Allegacy FCU has grown its membership to over 137,590 with assets of more than $1,302,756,455. They have a main office and 21 branch offices. Please see the credit unions website or contact them by phone at (336) 774-3400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Winston Salem, NC.

General Information For Allegacy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24438
Address PO Box 26043 
City Winston Salem 
State North Carolina 
Zip-Code 27114
Phone Number (336) 774-3400
Fax Number (336) 774-4994
Email Address: none
CEO/President Cathy Pace
Members 137,590 
Full-Time Employees 324 
Part-Time Employees 24 
Number of Branch Offices 21 
Total Assets 1,302,756,455 

Compare Allegacy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Winston-salem CU MAIN BRANCH 711 E SALEM AVE 27101 (336) 727-2663 No 1.22
Emergency Responders CU Winston-Salem Fire Department 725 N Cherry ST 27101 (336) 773-7900 No 2.20
Team And Wheel CU Team & Wheel FCU-Main Office 1405 Trademart Blvd 27127 (336) 785-0103 No 2.88
Piedmont Advantage Credit Union CU Boyer Street 2830 Boyer St 28208 (800) 433-7228 No 2.95
Truliant CU Whitaker Square 1985 N Peace Haven Rd 27106 (336) 659-1955 No 3.58

Allegacy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Allegacy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.19 3.20 3.44 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 50 116 66 100
Rank Among All North Carolina Credit Unions 24 5 12 9 5

Allegacy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.10 0.30 0.40 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 129 97 284 219
Rank Among All North Carolina Credit Unions 4 13 15 29 17
Allegacy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.90012,95033,547,394
All Other Unsecured Loans/Lines of Credit 9.85026,70743,421,605
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.7505423,203,451
New Vehicle Loans 2.1903,31676,685,357
Used Vehicle Loans 3.20014,181217,274,494
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.4401,925260,930,436
Total Other Real Estate Loans/Lines of Credit 4.00010,774386,754,693
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7503,77512,107,286
TOTAL LOANS & LEASES 74,1701,033,924,716

Allegacy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 786,851,69814222,826,642
    b. 15 Years or less 1,369101,037,26216617,950,911
    a. > 15 years 15439,243,022107,207,050
    b. 15 Years or less 26595,681,33810340,284,812
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4015,875,9103104,000
Adjustable Rate > 1 yr 192,241,2061100,000


Closed-End Fixed Rate 3679,759,95110377,499
Closed-End Adjustable Rate 1168,07200
Open-End Adjustable Rate 10,406376,826,67077836,128,766
Open-End Fixed Rate 0000
TOTALS 12,699647,685,1291,213124,979,680


Interest Only & Payment Option 1st Mortgage Loans 12942,546,94826,865,474
Interest Only & Payment Option Other RE/LOC Loans 72056,354,0906,332,978
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Allegacy Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes