Winston-salem Federal Credit Union

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A short history of Winston-salem FCU

Since its inception in 1957 the Winston-salem Federal Credit Union has been serving its members in the WINSTON SALEM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tony Ebron, the Winston-salem FCU has grown its membership to over 11,927 with assets of more than $63,727,469. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (336) 727-2663 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINSTON SALEM, NC.

General Information For Winston-salem FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24814
Address 711 E SALEM AVE 
State North Carolina 
Zip-Code 27101
Phone Number (336) 727-2663
Fax Number (336) 727-8422
Email Address:
CEO/President Tony Ebron
Members 11,927 
Full-Time Employees 27 
Part-Time Employees
Number of Branch Offices
Total Assets 63,727,469 

Compare Winston-salem Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Piedmont Advantage Credit Union CU Boyer Street 2830 Boyer St 28208 (800) 433-7228 No 2.22
Emergency Responders CU Winston-Salem Fire Department 725 N Cherry ST 27101 (336) 773-7900 No 4.76
Team And Wheel CU Team & Wheel FCU-Main Office 1405 Trademart Blvd 27127 (336) 785-0103 No 5.25
Hanesbrands CU Hanesbrands Credit Union 5995 Museum Dr 27105 (336) 519-7528 No 6.44
Truliant CU Whitaker Square 1985 N Peace Haven Rd 27106 (336) 659-1955 No 6.46

Winston-salem Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Winston-salem Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.81 5.31 3.63 7.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 121 362 86 463
Rank Among All North Carolina Credit Unions N/A 12 34 12 28

Winston-salem Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.25 0.85 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 105 198 211
Rank Among All North Carolina Credit Unions N/A 9 16 12 15
Winston-salem Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 16.2303,0178,980,296
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.810831,404,093
Used Vehicle Loans 5.3101,42114,071,674
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.63022317,038,499
Total Other Real Estate Loans/Lines of Credit 7.6003449,522,861
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99019603,053
TOTAL LOANS & LEASES 5,10751,620,476

Winston-salem Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 768,689,69871,038,049
    b. 15 Years or less 1448,240,421211,375,870
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3108,38000


Closed-End Fixed Rate 874,081,54800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2575,441,3139256,261
Open-End Fixed Rate 0000
TOTALS 56726,561,360372,670,180


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Winston-salem Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes