Emergency Responders Credit Union

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A short history of Emergency Responders CU

Since its inception in 1940 the Emergency Responders Credit Union has been serving its members in the WINSTON SALEM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janita Rickett, the Emergency Responders CU has grown its membership to over 2,688 with assets of more than $20,868,559. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (336) 723-0619 or email them at jc@wsfiremenscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINSTON SALEM, NC.

General Information For Emergency Responders CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66354
Address 1777 LINK RD 
State North Carolina 
Zip-Code 27103
Phone Number (336) 723-0619
Fax Number (336) 725-0955
Email Address: jc@wsfiremenscu.com
CEO/President Janita Rickett
Members 2,688 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,868,559 
Website http://www.emrspcu.com 

Compare Emergency Responders Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members CU Members Credit Union - Thomasville 1033 Randolph St Ste 21 27360 (336) 475-5922 No 0.70
Allegacy CU Atkins High School 3605 Old Greensboro Rd 27114 (336) 774-3435 No 1.14
Truliant CU Whitaker Square 1985 N Peace Haven Rd 27106 (336) 659-1955 No 1.46
Team And Wheel CU Team & Wheel FCU-Main Office 1405 Trademart Blvd 27127 (336) 785-0103 No 3.20
Winston-salem CU MAIN BRANCH 711 E SALEM AVE 27101 (336) 727-2663 No 4.90

Emergency Responders Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Emergency Responders Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 3.00 2.99 3.99 4.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 9 145 202 238 168
Rank Among All North Carolina Credit Unions 1 15 20 24 8

Emergency Responders Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.45 0.50 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 69 263 125
Rank Among All North Carolina Credit Unions N/A 8 11 24 5
Emergency Responders Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 3.000112394,566
All Other Unsecured Loans/Lines of Credit 12.7506192,092,850
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901613,040,467
Used Vehicle Loans 3.9903384,077,388
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7507167,550
Total Other Real Estate Loans/Lines of Credit 4.500885,849,403
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000753,819
TOTAL LOANS & LEASES 1,33215,676,043

Emergency Responders Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 7167,55000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 885,849,403491,189,482
Open-End Fixed Rate 0000
TOTALS 956,016,953491,189,482


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Emergency Responders Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No