Truliant Federal Credit Union

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A short history of Truliant FCU

Since its inception in 1952 the Truliant Federal Credit Union has been serving its members in the WINSTON SALEM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MARCUS SCHAEFER, the Truliant FCU has grown its membership to over 219,296 with assets of more than $2,204,591,605. They have a main office and 35 branch offices. Please see the credit unions website or contact them by phone at (336) 659-1955 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINSTON SALEM, NC.

General Information For Truliant FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7840
Address PO BOX 26000 
State North Carolina 
Zip-Code 27114
Phone Number (336) 659-1955
Fax Number (336) 659-5360
Email Address: none
Members 219,296 
Full-Time Employees 560 
Part-Time Employees 66 
Number of Branch Offices 35 
Total Assets 2,204,591,605 

Compare Truliant Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Winston-salem CU MAIN BRANCH 711 E SALEM AVE 27101 (336) 727-2663 No 1.22
Emergency Responders CU Winston-Salem Fire Department 725 N Cherry ST 27101 (336) 773-7900 No 2.20
Team And Wheel CU Team & Wheel FCU-Main Office 1405 Trademart Blvd 27127 (336) 785-0103 No 2.88
Piedmont Advantage Credit Union CU Boyer Street 2830 Boyer St 28208 (800) 433-7228 No 2.95
Allegacy CU Atkins High School 3605 Old Greensboro Rd 27114 (336) 774-3435 No 4.02

Truliant Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Truliant Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 1.74 2.39 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 18 41 138 74
Rank Among All North Carolina Credit Unions 9 1 4 15 4

Truliant Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.35 1.98 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 89 41 259
Rank Among All North Carolina Credit Unions 12 12 14 2 22
Truliant Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90027,39765,456,654
All Other Unsecured Loans/Lines of Credit 6.50034,077130,122,941
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.74016,597320,204,119
Used Vehicle Loans 2.39037,488434,931,491
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0004,409473,492,728
Total Other Real Estate Loans/Lines of Credit 3.7508,128252,807,893
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.3004,07242,993,663
TOTAL LOANS & LEASES 132,1681,720,009,489

Truliant Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 72285,960,71914822,123,534
    b. 15 Years or less 2,760249,875,33429835,404,845
    a. > 15 years 26636,654,099116,693,853
    b. 15 Years or less 661101,002,5763914,790,972
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1,55153,568,85130314,318,436
Closed-End Adjustable Rate 2235,707,513291,083,699
Open-End Adjustable Rate 6,354193,531,5293,66542,113,249
Open-End Fixed Rate 0000
TOTALS 12,537726,300,6214,493136,528,588


Interest Only & Payment Option 1st Mortgage Loans 71,556,8142,354,079
Interest Only & Payment Option Other RE/LOC Loans 5904,84776,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Truliant Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes