S. C. Telco Federal Credit Union

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A short history of S. C. Telco FCU

Since its inception in 1935 the S. C. Telco Federal Credit Union has been serving its members in the GREENVILLE, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Harkins, the S. C. Telco FCU has grown its membership to over 57,015 with assets of more than $365,118,315. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (864) 232-5553 or email them at MWEB@SCTELCOFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENVILLE, SC.

General Information For S. C. Telco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 361
Address PO BOX 10708 
City GREENVILLE 
State South Carolina 
Zip-Code 29603
Phone Number (864) 232-5553
Fax Number () -
Email Address: MWEB@SCTELCOFCU.ORG
CEO/President Steve Harkins
Members 57,015 
Full-Time Employees 118 
Part-Time Employees
Number of Branch Offices
Total Assets 365,118,315 
Website https://www.sctelco.com 

Compare S. C. Telco Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greenville Heritage CU Main 520 W Washington St 29602 (864) 467-4160 No 0.60
St Francis CU Downtown 121 Sumner St 29601 (864) 255-1660 No 1.63
Communityworks CU 115 W Antrim 115 W Antrim Dr 29607 (864) 438-2421 No 1.74
Greenville CU Greer Branch 107 W Church St 29650 (864) 877-9089 No 2.12
G.h.s. CU Patewood 211 Patewood Dr 29615 (864) 288-8046 No 3.89

S. C. Telco Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


S. C. Telco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 6.15 15.65 3.75 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 498 816 102 341
Rank Among All South Carolina Credit Unions 18 42 52 8 24

S. C. Telco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.40 1.40 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 76 103 234
Rank Among All South Carolina Credit Unions N/A 6 7 4 14
S. C. Telco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9007,70319,501,939
All Other Unsecured Loans/Lines of Credit 13.7508,5149,422,177
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.1501,17820,756,751
Used Vehicle Loans 15.6507,60474,067,615
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75098093,105,880
Total Other Real Estate Loans/Lines of Credit 6.0001,32843,045,915
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0001,30315,077,036
TOTAL LOANS & LEASES 28,610274,977,313

S. C. Telco Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 142,078,5773132,250
    b. 15 Years or less 47435,372,875192,109,322
Balloon/Hybrid
    a. > 15 years 165,771,62652,389,000
    b. 15 Years or less 32345,353,724525,407,703
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1534,529,07811687,584
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2075,538,63449600,416
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,12137,507,2818227,204,536
Open-End Fixed Rate 0000
TOTALS 2,308136,151,79596118,530,811

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 203,759,1241,994,983
Interest Only & Payment Option Other RE/LOC Loans 354,81721,600
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

S. C. Telco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes