County Educators Federal Credit Union

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A short history of County Educators FCU

Since its inception in 1935 the County Educators Federal Credit Union has been serving its members in the Roselle Park, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Layne Huttenberger, the County Educators FCU has grown its membership to over 11,024 with assets of more than $105,456,187. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (908) 245-0173 or email them at contactus@CountyEdfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Roselle Park, NJ.

General Information For County Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 120
Address 16 E Lincoln Ave 
City Roselle Park 
State New Jersey 
Zip-Code 07204
Phone Number (908) 245-0173
Fax Number (908) 245-5953
Email Address: contactus@CountyEdfcu.org
CEO/President Layne Huttenberger
Members 11,024 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 105,456,187 
Website http://WWW.COUNTYEDFCU.ORG 

Compare County Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heard A.m.e. CU Heard A M E Church 310 E 8th Ave 07203 (908) 241-5588 No 1.08
Metrex CU Metrex Federal Credit Union 8 Red Maple Ln 07033 (908) 241-6976 No 1.14
The Atlantic CU Atlantic Federal Credit Union Essex Green Shopping Center 07033 (800) 222-1329 No 1.21
Community Financial Services CU Main 149 Saint George Ave 07203 (908) 245-1650 No 1.81
Jersey Central CU Main Office 23 North Ave E 07016 (908) 272-3040 No 2.03

County Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


County Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.82 6.70 6.36 N/A 4.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 325 535 481 N/A 180
Rank Among All New Jersey Credit Unions 28 69 62 N/A 26

County Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.18 0.22 0.30 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 111 111 302 276
Rank Among All New Jersey Credit Unions 7 29 12 49 35
County Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.8201,2881,725,112
All Other Unsecured Loans/Lines of Credit 12.8908013,045,796
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.70038565,000
Used Vehicle Loans 6.3604103,627,149
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.59023910,404,553
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.30032194,524
TOTAL LOANS & LEASES 2,80819,562,134

County Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 12154,337139,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 22710,250,2165460,000
Open-End Fixed Rate 0000
TOTALS 23910,404,5536499,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

County Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes