Jersey Central Federal Credit Union

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A short history of Jersey Central FCU

Since its inception in 1937 the Jersey Central Federal Credit Union has been serving its members in the CRANFORD, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Chichester, the Jersey Central FCU has grown its membership to over 3,239 with assets of more than $18,554,329. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (908) 272-3040 or email them at office@jerseycentralfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CRANFORD, NJ.

General Information For Jersey Central FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2493
Address PO BOX 661 
City CRANFORD 
State New Jersey 
Zip-Code 07016
Phone Number (908) 272-3040
Fax Number (908) 272-6029
Email Address: office@jerseycentralfcu.com
CEO/President Chris Chichester
Members 3,239 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,554,329 
Website http://www.jerseycentralfcu.com 

Compare Jersey Central Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Metrex CU Metrex Federal Credit Union 8 Red Maple Ln 07033 (908) 241-6976 No 1.32
The Atlantic CU Atlantic Federal Credit Union Essex Green Shopping Center 07033 (800) 222-1329 No 1.81
L'oreal Usa CU New York 12 E 49th St 10017 (212) 940-5230 No 1.81
Aspire CU Clark - New Jersey 67 Walnut Ave 07066 (732) 388-0477 No 1.89
County Educators CU County Educator FCU Br2 100 W High St 08876 (908) 526-4264 No 2.23

Jersey Central Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Jersey Central Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 8.10 8.75 N/A 7.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 588 679 N/A 462
Rank Among All New Jersey Credit Unions N/A 78 84 N/A 58

Jersey Central Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.53 N/A 1.62 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 62 N/A 77 N/A
Rank Among All New Jersey Credit Unions 3 18 N/A 8 N/A
Jersey Central Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9501,2516,610,164
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.10051833,874
Used Vehicle Loans 8.7502533,212,134
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.5909456,038
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.15059307,552
TOTAL LOANS & LEASES 1,62311,419,762

Jersey Central Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9456,0385268,042
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 9456,0385268,042

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jersey Central Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes