Aspire Federal Credit Union

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A short history of Aspire FCU

Since its inception in 1948 the Aspire Federal Credit Union has been serving its members in and around the CLARK, New Jersey area with exceptional financial products. You can see their current interest rates (taken from the latest available quarterly reports) on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages. Currently led by Thomas O'Shea, the Aspire FCU has grown its membership to over 25,111 with assets of more than $178,635,302. They have 57 full time employees and 2 part time employees with a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (732) 388-0477 or email them at to get exact details . There are many other credit unions with branch office locations in the local area. See them all here. Credit Unions in CLARK, NJ.

General Information

The date below for Aspire FCU was updated on 9/30/2015 and is the most current available public information.

Charter Number 5800
Address 67 WALNUT AVE 
State New Jersey 
Zip-Code 07066
Phone (732) 388-0477
Email Address:
CEO/President Thomas O'Shea
Members 25,111 
Full-Time Employees 57 
Part-Time Employees
Number of Branch Offices
Year Opened 1948 

Compare Aspire Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
L'oreal Usa CU Arkansas 11500 Maybelline Rd 07092 (501) 955-8815 Yes 0.67
First Baptist Church Cranford Nj CU Main Office 100 High St 07016 (908) 272-9636 No 2.26
Jersey Central CU Main Office 23 North Ave E 07016 (908) 272-3040 No 2.48
Linden Nj Police & Firemen CU MAIN OFFICE - FIREHOUSE 300 W SAINT GEORGES AVE 07036 (908) 486-7249 No 2.68
Merck Employees CU ELKTON 2778 S EAST SIDE HWY 22827 (540) 298-4880 Yes 2.74

Performance Charts

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Financial Data

Aspire Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0001,2081,568,207
All Other Unsecured Loans/Lines of Credit 9.9605,02219,262,738
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.81010,77622,190,465
New Vehicle Loans 4.8604749,050,490
Used Vehicle Loans 6.2803,32940,933,576
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.4609311,989,588
Total Other Real Estate Loans/Lines of Credit 3.87068829,582,806
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.70021619,477,380
TOTAL LOANS & LEASES 21,806154,055,250

Aspire Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 467,952,29900
    b. 15 Years or less 422,510,0333486,000
    a. > 15 years 0000
    b. 15 Years or less 51,527,25600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2078,076,216391,903,600
Closed-End Adjustable Rate 48121,506,590723,175,393
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 78141,572,3941145,564,993


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Aspire Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes