Aspire Federal Credit Union

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A short history of Aspire FCU

Since its inception in 1948 the Aspire Federal Credit Union has been serving its members in and around the CLARK, New Jersey area with exceptional financial products. You can see their current interest rates (taken from the latest available quarterly reports) on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages. Currently led by Thomas O'Shea, the Aspire FCU has grown its membership to over 25,615 with assets of more than $184,269,819. They have 52 full time employees and 1 part time employees with a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (732) 388-0477 or email them at webmail@aspirefcu.org to get exact details . There are many other credit unions with branch office locations in the local area. See them all here. Credit Unions in CLARK, NJ.

General Information

The data below for Aspire FCU was updated on 6/30/2016 and is the most current available public information.

Charter Number 5800
Address 67 WALNUT AVE 
City CLARK 
State New Jersey 
Zip-Code 07066
Phone (732) 388-0477
Email Address: webmail@aspirefcu.org
CEO/President Thomas O'Shea
Members 25,615 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices


Year Opened 1948 
Website http://www.aspirefcu.org 

Compare Aspire Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
L'oreal Usa CU Main Office 30 Terminal Ave 07092 (732) 499-6679 No 0.67
Jersey Central CU Main Office 23 North Ave E 07016 (908) 272-3040 No 2.48
Linden Nj Police & Firemen CU MAIN OFFICE - FIREHOUSE 300 W SAINT GEORGES AVE 07036 (908) 486-7249 No 2.68
Merck Employees CU RAHWAY 126 E LINCOLN AVE 07065 (732) 594-3317 No 2.74
Community Financial Services CU Main 149 Saint George Ave 07203 (908) 245-1650 No 3.10

Performance Charts

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Financial Data


Aspire Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4001,3361,653,225
All Other Unsecured Loans/Lines of Credit 9.1904,99819,231,826
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2004638,599,765
Used Vehicle Loans 5.6503,35138,250,937
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.230809,108,992
Total Other Real Estate Loans/Lines of Credit 2.96067430,237,369
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.68022018,457,114
TOTAL LOANS & LEASES 22,373145,175,001

Aspire Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 405,783,20500
    b. 15 Years or less 361,854,19300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 41,471,59400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1897,675,15917982,000
Closed-End Adjustable Rate 48522,562,210371,559,278
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 75439,346,361542,541,278

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Aspire Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
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