Aspire Federal Credit Union

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A short history of Aspire FCU

Since its inception in 1948 the Aspire Federal Credit Union has been serving its members in the CLARK, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas O'Shea, the Aspire FCU has grown its membership to over 29,993 with assets of more than $168,884,540. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (732) 388-0477 or email them at webmail@aspirefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLARK, NJ.

General Information For Aspire FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5800
Address 67 WALNUT AVE 
City CLARK 
State New Jersey 
Zip-Code 07066
Phone Number (732) 388-0477
Fax Number (732) 388-2062
Email Address: webmail@aspirefcu.org
CEO/President Thomas O'Shea
Members 29,993 
Full-Time Employees 44 
Part-Time Employees
Number of Branch Offices
Total Assets 168,884,540 
Website http://www.aspirefcu.org 

Compare Aspire Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
L'oreal Usa CU New York 12 E 49th St 10017 (212) 940-5230 No 0.67
Jersey Central CU Main Office 23 North Ave E 07016 (908) 272-3040 No 2.48
Linden Nj Police & Firemen CU MAIN OFFICE - FIREHOUSE 300 W SAINT GEORGES AVE 07036 (908) 486-7249 No 2.68
Merck Employees CU RAHWAY 126 E LINCOLN AVE 07065 (732) 594-3317 No 2.74
Community Financial Services CU Main 149 Saint George Ave 07203 (908) 245-1650 No 3.10

Aspire Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Aspire Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.40 3.21 5.19 2.07 4.03
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 115 169 348 4 105
Rank Among All New Jersey Credit Unions 10 24 45 1 13

Aspire Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.50 1.05 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 60 165 152
Rank Among All New Jersey Credit Unions N/A 34 5 20 12
Aspire Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4001,5311,631,137
All Other Unsecured Loans/Lines of Credit 9.1904,84119,358,035
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.81011,63815,779,776
New Vehicle Loans 3.2104568,706,445
Used Vehicle Loans 5.1902,87432,234,875
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.07020116,625,939
Total Other Real Estate Loans/Lines of Credit 4.03053722,308,459
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.31021516,715,930
TOTAL LOANS & LEASES 22,293133,360,596

Aspire Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 405,580,49500
    b. 15 Years or less 1599,856,778161,096,533
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 21,188,66600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1445,381,92516936,977
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 39316,926,534321,405,940
Open-End Fixed Rate 0000
TOTALS 73838,934,398643,439,450

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Aspire Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics