Alloy Federal Credit Union

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A short history of Alloy FCU

Since its inception in 1970 the Alloy Federal Credit Union has been serving its members in the Alloy, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deanna Valentine, the Alloy FCU has grown its membership to over 3,812 with assets of more than $20,393,137. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 779-2773 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Alloy, WV.

General Information For Alloy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20324
Address PO Box 323 
City Alloy 
State West Virginia 
Zip-Code 25002
Phone Number (304) 779-2773
Fax Number (304) 779-2683
Email Address: none
CEO/President Deanna Valentine
Members 3,812 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,393,137 

Compare Alloy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
W. Virginia State Convention CU WV Bapt St. Convention Credit Union PO Box 283 25855 (304) 469-3737 No 14.37
Fayette CU Fayette FCU 100 Bluestone Rd 25880 (304) 877-5404 No 16.97
Camc CU CAMC Federal Credit Union 3400 MacCorkle Ave SE 25304 (304) 388-5700 No 22.90
Element CU Charleston 350 Capitol St Rm 156 25301 (304) 721-4145 No 22.90
Telbec CU Telbec Federal CU 3695 Robert C Byrd Dr 25801 (304) 255-9815 No 23.42

Alloy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Alloy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.30 6.30 3.90 4.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 508 474 126 205
Rank Among All West Virginia Credit Unions N/A 45 42 6 13

Alloy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.40 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 284 259
Rank Among All West Virginia Credit Unions N/A 16 N/A 29 24
Alloy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.3205701,434,553
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.300641,277,108
Used Vehicle Loans 6.3005745,064,497
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.900181,201,970
Total Other Real Estate Loans/Lines of Credit 4.800487,982
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0001851,397,177
TOTAL LOANS & LEASES 1,41510,463,287

Alloy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1363,68500
    b. 15 Years or less 17838,28500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 487,98200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 221,289,95200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alloy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes