Fayette Federal Credit Union

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A short history of Fayette FCU

Since its inception in 1958 the Fayette Federal Credit Union has been serving its members in the MOUNT HOPE, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gail Morgan, the Fayette FCU has grown its membership to over 877 with assets of more than $9,136,268. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 877-5404 or email them at fcu12310@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOUNT HOPE, WV.

General Information For Fayette FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12310
Address 100 BLUESTONE RD 
State West Virginia 
Zip-Code 25880
Phone Number (304) 877-5404
Fax Number (304) 877-3002
Email Address: fcu12310@verizon.net
CEO/President Gail Morgan
Members 877 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,136,268 
Website http://fayettefcu.virtualcu.net 

Compare Fayette Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
W. Virginia State Convention CU WV Bapt St. Convention Credit Union PO Box 283 25855 (304) 469-3737 No 3.85
Telbec CU Telbec Federal CU 3695 Robert C Byrd Dr 25801 (304) 255-9815 No 6.39
Raleigh Co. Educators CU Raleigh County Educators Federal Credit Union 105 Adair St 25801 (304) 256-4600 No 7.28
Raleigh County CU Main Office - 200 Veterans Ave 200 Veterans Ave 25801 (304) 253-6279 No 8.61
Alloy CU Alloy 3574 Midland Trail 25002 (304) 779-2773 No 18.47

Fayette Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fayette Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.25 4.75 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 311 296 N/A 100
Rank Among All West Virginia Credit Unions N/A 33 25 N/A 6

Fayette Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A N/A N/A
Rank Among All West Virginia Credit Unions 8 19 N/A N/A N/A
Fayette Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.75093327,404
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.25024444,076
Used Vehicle Loans 4.75038481,725
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.000239,359
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50059788,060
TOTAL LOANS & LEASES 2162,080,624

Fayette Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 239,35900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 239,35900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fayette Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes