Raleigh Co. Educators Federal Credit Union

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A short history of Raleigh Co. Educators FCU

Since its inception in 1980 the Raleigh Co. Educators Federal Credit Union has been serving its members in the Beckley, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Damon Hamby, the Raleigh Co. Educators FCU has grown its membership to over 2,334 with assets of more than $23,108,232. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 256-4600 or email them at rcefcu@suddenlink.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Beckley, WV.

General Information For Raleigh Co. Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23722
Address 105 Adair St 
City Beckley 
State West Virginia 
Zip-Code 25801
Phone Number (304) 256-4600
Fax Number (304) 256-0888
Email Address: rcefcu@suddenlink.net
CEO/President Damon Hamby
Members 2,334 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,108,232 
Website http://www.raleighcountyefcu.com 

Compare Raleigh Co. Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Telbec CU Telbec Federal CU 3695 Robert C Byrd Dr 25801 (304) 255-9815 No 3.13
Raleigh County CU Main Office - 200 Veterans Ave 200 Veterans Ave 25801 (304) 253-6279 No 4.49
Fayette CU Fayette FCU 100 Bluestone Rd 25880 (304) 877-5404 No 6.19
W. Virginia State Convention CU WV Bapt St. Convention Credit Union PO Box 283 25855 (304) 469-3737 No 9.39
Alloy CU Alloy 3574 Midland Trail 25002 (304) 779-2773 No 22.25

Raleigh Co. Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Raleigh Co. Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.40 6.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 439 443 N/A N/A
Rank Among All West Virginia Credit Unions N/A 41 40 N/A N/A

Raleigh Co. Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 215 N/A
Rank Among All West Virginia Credit Unions N/A 13 N/A 17 N/A
Raleigh Co. Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9003091,169,081
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.400781,791,971
Used Vehicle Loans 6.0002974,385,933
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.70023150,435
TOTAL LOANS & LEASES 7077,497,420

Raleigh Co. Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Raleigh Co. Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes