Services Center Federal Credit Union

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A short history of Services Center FCU

Since its inception in 1962 the Services Center Federal Credit Union has been serving its members in the YANKTON, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phil Heinlen, the Services Center FCU has grown its membership to over 7,174 with assets of more than $64,166,663. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (605) 665-4309 or email them at office@scfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YANKTON, SD.

General Information For Services Center FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14874
Address 609 W 21ST ST 
City YANKTON 
State South Dakota 
Zip-Code 57078
Phone Number (605) 665-4309
Fax Number (605) 665-4314
Email Address: office@scfcu.net
CEO/President Phil Heinlen
Members 7,174 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 64,166,663 
Website http://www.scfcu.net 

Compare Services Center Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vermillion CU Vermillion FCU 105 E Cherry St 57069 (605) 677-5214 No 28.60

Services Center Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Services Center Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 6.33 2.35 3.46 5.17
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 511 39 68 252
Rank Among All South Dakota Credit Unions 9 31 1 4 15

Services Center Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 310 266
Rank Among All South Dakota Credit Unions N/A 14 N/A 26 19
Services Center Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7509491,468,124
All Other Unsecured Loans/Lines of Credit 11.380949555,985
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.740114759,834
New Vehicle Loans 6.3302243,560,652
Used Vehicle Loans 2.3501,34014,992,225
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.46020511,818,612
Total Other Real Estate Loans/Lines of Credit 5.17033711,433
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5404493,585,033
TOTAL LOANS & LEASES 4,26337,451,898

Services Center Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 182,453,26971,158,211
    b. 15 Years or less 1828,993,447211,455,585
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 5371,8962394,043
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 32711,2238202,580
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 121000
Open-End Fixed Rate 0000
TOTALS 23812,530,045383,210,419

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Services Center Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes