Embarrass Vermillion Federal Credit Union

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A short history of Embarrass Vermillion FCU

Since its inception in 1941 the Embarrass Vermillion Federal Credit Union has been serving its members in the Aurora, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roxanne Jensen, the Embarrass Vermillion FCU has grown its membership to over 3,643 with assets of more than $32,490,639. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (218) 229-2048 or email them at evfcu@lcp2.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Aurora, MN.

General Information For Embarrass Vermillion FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4708
Address 510 W 3rd Ave N 
City Aurora 
State Minnesota 
Zip-Code 55705
Phone Number (218) 229-2048
Fax Number (218) 229-2096
Email Address: evfcu@lcp2.net
CEO/President Roxanne Jensen
Members 3,643 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 32,490,639 
Website http://www.evfcu.org 

Compare Embarrass Vermillion Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northridge Community CU Biwabik 222 Main St S 55708 (218) 865-6143 No 2.84
Virginia Coop CU Virginia Co-Op Credit Union 811 4th St N 55792 (218) 741-5644 No 18.75

Embarrass Vermillion Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Embarrass Vermillion Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 6.00 7.00 5.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 487 545 324 N/A
Rank Among All Minnesota Credit Unions 22 68 76 39 N/A

Embarrass Vermillion Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.40 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 284 171
Rank Among All Minnesota Credit Unions N/A 8 N/A 33 13
Embarrass Vermillion Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90041591,681
All Other Unsecured Loans/Lines of Credit 13.0005591,321,110
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.0001081,691,517
Used Vehicle Loans 7.0007136,108,843
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50027612,665,296
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00023194,022
TOTAL LOANS & LEASES 1,72022,572,469

Embarrass Vermillion Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 27612,665,296201,352,210
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 27612,665,296201,352,210

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Embarrass Vermillion Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes