Northridge Community Credit Union

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A short history of Northridge Community CU

Since its inception in 1957 the Northridge Community Credit Union has been serving its members in the HOYT LAKES, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nicholas Mathiowetz, the Northridge Community CU has grown its membership to over 4,678 with assets of more than $42,079,422. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (218) 471-2121 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOYT LAKES, MN.

General Information For Northridge Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61257
Address PO BOX 200 
State Minnesota 
Zip-Code 55750
Phone Number (218) 471-2121
Fax Number (218) 225-3308
Email Address:
CEO/President Nicholas Mathiowetz
Members 4,678 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 42,079,422 

Compare Northridge Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Embarrass Vermillion CU Aurora Branch 510 W 3rd Ave N 55705 (218) 229-2048 No 10.69
Virginia Coop CU Virginia Co-Op Credit Union 811 4th St N 55792 (218) 741-5644 No 24.34
Ely Area CU Babbitt 24 Commerce Rd 55706 (218) 827-3121 No 26.51

Northridge Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Northridge Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.98 5.37 4.82 5.43
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 277 368 248 281
Rank Among All Minnesota Credit Unions N/A 53 63 32 36

Northridge Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.29 0.60 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 99 240 219
Rank Among All Minnesota Credit Unions N/A 23 15 27 22
Northridge Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0501,3802,998,753
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.980821,593,334
Used Vehicle Loans 5.3709588,861,183
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.82024910,508,365
Total Other Real Estate Loans/Lines of Credit 5.43016228,734
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0504364,179,254
TOTAL LOANS & LEASES 3,12128,369,623

Northridge Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7247,56400
    b. 15 Years or less 28787,0224112,770
    a. > 15 years 492,380,33900
    b. 15 Years or less 1596,932,9027269,764
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 6160,53800


Closed-End Fixed Rate 10146,36000
Closed-End Adjustable Rate 682,37400
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 26510,737,09911382,534


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northridge Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes