Virginia Coop Credit Union

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A short history of Virginia Coop CU

Since its inception in 1937 the Virginia Coop Credit Union has been serving its members in the Virginia, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donald Rausch, the Virginia Coop CU has grown its membership to over 3,009 with assets of more than $24,153,458. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (218) 741-5644 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Virginia, MN.

General Information For Virginia Coop CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63965
Address 811 4th St N 
City Virginia 
State Minnesota 
Zip-Code 55792
Phone Number (218) 741-5644
Fax Number (218) 749-4359
Email Address:
CEO/President Donald Rausch
Members 3,009 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,153,458 

Compare Virginia Coop Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Embarrass Vermillion CU Aurora Branch 510 W 3rd Ave N 55705 (218) 229-2048 No 10.28
Northridge Community CU Biwabik 222 Main St S 55708 (218) 865-6143 No 14.17
North Star CU North Star Credit Union South Ridge Jungle Cash 8162 Swan Lake Rd 55723 (218) 666-5940 No 21.28
Minnesota Ore Operations Employees CU MAIN OFFICE 2540 E Beltline Ste 1 55746 (218) 262-1607 No 25.44
Hibbing Cooperative CU Hibbing Cooperative Credit Union 217 W 42nd St 55746 (218) 263-8815 No 26.92

Virginia Coop Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Virginia Coop Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 2.99 5.34 2.99 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 145 365 25 199
Rank Among All Minnesota Credit Unions 5 27 62 1 21

Virginia Coop Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.02 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 344 N/A
Rank Among All Minnesota Credit Unions N/A 25 N/A 45 N/A
Virginia Coop Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.490278368,883
All Other Unsecured Loans/Lines of Credit 8.000208652,393
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990661,064,022
Used Vehicle Loans 5.3403744,017,252
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.990994,369,469
Total Other Real Estate Loans/Lines of Credit 4.74026460,513
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2401211,066,179
TOTAL LOANS & LEASES 1,17211,998,711

Virginia Coop Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 411,916,7651112,000
    a. > 15 years 2152,72700
    b. 15 Years or less 1175,33600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 552,124,6415188,432
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 447,44200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 22413,0716158,511
Open-End Fixed Rate 0000
TOTALS 1254,829,98212458,943


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Virginia Coop Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes