Southern Star Credit Union

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A short history of Southern Star CU

Since its inception in 1953 the Southern Star Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Callihan, the Southern Star CU has grown its membership to over 3,256 with assets of more than $22,406,408. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (713) 934-1460 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Southern Star CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67660
Address 16035 W Little York Rd 
City Houston 
State Texas 
Zip-Code 77084
Phone Number (713) 934-1460
Fax Number (713) 934-1470
Email Address:
CEO/President Debra Callihan
Members 3,256 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,406,408 

Compare Southern Star Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members Choice CU Seven Meadows 8951 S Fry Rd 77494 (281) 754-1460 No 2.96
First Community CU Spring market 2121 FM 2920 Rd 77284 (281) 856-5300 No 3.28
Bp CU Main Office 580 Westlake Park Blvd Ste 150 77094 (281) 870-8000 No 3.76
Energy Capital CU Campus Branch Nature 2 Bldg LL B250 77065 (281) 720-0450 No 5.55
Cy-fair CU Corporate Office 9601 Jones Rd 77065 (281) 890-7676 No 6.70

Southern Star Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southern Star Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 6.00 6.25 5.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 487 468 324 N/A
Rank Among All Texas Credit Unions 50 177 163 95 N/A

Southern Star Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.30 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 302 227
Rank Among All Texas Credit Unions 31 47 N/A 105 59
Southern Star Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005391,394,973
All Other Unsecured Loans/Lines of Credit 10.4007061,171,639
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.000901,757,287
Used Vehicle Loans 6.2503353,830,291
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500181,346,017
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50076919,292
TOTAL LOANS & LEASES 1,76410,419,499

Southern Star Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2201,00300
    b. 15 Years or less 161,145,01400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 181,346,01700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southern Star Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes