Members Choice Credit Union

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A short history of Members Choice CU

Since its inception in 1941 the Members Choice Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Randy Theilig, the Members Choice CU has grown its membership to over 39,237 with assets of more than $564,535,851. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (281) 398-9900 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Members Choice CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67508
Address 14960 Park Row Bv 
City Houston 
State Texas 
Zip-Code 77084
Phone Number (281) 398-9900
Fax Number (281) 398-9898
Email Address:
CEO/President Randy Theilig
Members 39,237 
Full-Time Employees 127 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 564,535,851 

Compare Members Choice Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Community CU Spring market 2121 FM 2920 Rd 77284 (281) 856-5300 No 3.28
Bp CU Main Office 580 Westlake Park Blvd Ste 150 77094 (281) 870-8000 No 3.76
Energy Capital CU Campus Branch Nature 2 Bldg LL B250 77065 (281) 720-0450 No 5.55
Cy-fair CU Corporate Office 9601 Jones Rd 77065 (281) 890-7676 No 6.70
United Savers Trust CU United Savers Trust Credit Union 14159 NORTHWEST Fwy 77040 (713) 462-2553 No 7.56

Members Choice Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members Choice Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 72 56
Rank Among All Texas Credit Unions N/A 9 7 15 6

Members Choice Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.25 1.00 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 105 174 259
Rank Among All Texas Credit Unions 31 47 22 54 68
Members Choice Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.9906,94132,521,085
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,48333,121,069
Used Vehicle Loans 1.9903,91754,103,587
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500817210,108,113
Total Other Real Estate Loans/Lines of Credit 3.50086743,868,069
Leases Receivable 1.99016584,783
Total All Other Loans/Lines of Credit 6.00041810,540,375
TOTAL LOANS & LEASES 14,459384,847,081

Members Choice Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 26858,501,524255,715,220
    b. 15 Years or less 23817,895,908193,243,700
    a. > 15 years 157,165,413146,961,494
    b. 15 Years or less 24268,807,81772,630,498
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5457,737,45168,943,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 85342,784,376503,111,926
Closed-End Adjustable Rate 141,083,69300
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,684253,976,18212130,605,838


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Choice Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes