Cy-fair Federal Credit Union

  • +1

A short history of Cy-fair FCU

Since its inception in 1956 the Cy-fair Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cameron Dickey, the Cy-fair FCU has grown its membership to over 24,951 with assets of more than $235,744,692. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (281) 890-7676 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Cy-fair FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11452
Address 9601 Jones Rd 
City Houston 
State Texas 
Zip-Code 77065
Phone Number (281) 890-7676
Fax Number (281) 955-3100
Email Address:
CEO/President Cameron Dickey
Members 24,951 
Full-Time Employees 55 
Part-Time Employees 16 
Number of Branch Offices
Total Assets 235,744,692 

Compare Cy-fair Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Energy Capital CU Campus Branch Nature 2 Bldg LL B250 77065 (281) 720-0450 No 1.75
First Service CU Tunnel Systems Branch 1001 Louisiana St Ste B-195 77094 (713) 676-4339 No 3.29
First Community CU Spring market 2121 FM 2920 Rd 77284 (281) 856-5300 No 3.37
United Savers Trust CU United Savers Trust Credit Union 14159 NORTHWEST Fwy 77040 (713) 462-2553 No 6.55
Spco CU SPCOCU 2203 Timberloch Pl Ste 31 77086 (713) 455-8586 No 6.81

Cy-fair Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cy-fair Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.75 3.24 3.24 3.75 5.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 444 173 119 102 300
Rank Among All Texas Credit Unions 97 63 47 23 63

Cy-fair Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.02 0.03 0.04 0.04
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 151 146 341 292
Rank Among All Texas Credit Unions 38 55 39 117 78
Cy-fair Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.7502,9188,433,537
All Other Unsecured Loans/Lines of Credit 8.7503,68121,873,096
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2402,04850,991,070
Used Vehicle Loans 3.2403,21046,077,443
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75029739,533,191
Total Other Real Estate Loans/Lines of Credit 5.5901255,806,982
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0002792,691,368
TOTAL LOANS & LEASES 12,558175,406,687

Cy-fair Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14726,168,3333480,500
    b. 15 Years or less 14311,108,838201,813,095
    a. > 15 years 41,268,85600
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3987,16400


Closed-End Fixed Rate 1255,806,98219859,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 42245,340,173423,153,095


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cy-fair Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes