United Savers Trust Credit Union

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A short history of United Savers Trust CU

Since its inception in 1952 the United Savers Trust Credit Union has been serving its members in the HOUSTON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CHARLOTTE AUBRY, the United Savers Trust CU has grown its membership to over 1,014 with assets of more than $5,924,053. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (713) 462-2553 or email them at USTCU@SBCGLOBAL.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOUSTON, TX.

General Information For United Savers Trust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67588
Address 14159 NORTHWEST Fwy 
City HOUSTON 
State Texas 
Zip-Code 77040
Phone Number (713) 462-2553
Fax Number (713) 462-2645
Email Address: USTCU@SBCGLOBAL.NET
CEO/President CHARLOTTE AUBRY
Members 1,014 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,924,053 
Website http://WWW.USTCU.COM 

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United Savers Trust Credit Union Financial Performance Charts


Performance Charts

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Financial Data


United Savers Trust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.90 3.90 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 133 190 N/A N/A
Rank Among All Texas Credit Unions 14 46 67 N/A N/A

United Savers Trust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.25 0.20 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 95 114 174 158
Rank Among All Texas Credit Unions 24 34 24 54 31
United Savers Trust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.900241908,082
All Other Unsecured Loans/Lines of Credit 10.000154356,511
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.900841,867,221
Used Vehicle Loans 3.9001011,040,783
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.000110693,455
TOTAL LOANS & LEASES 6904,866,052

United Savers Trust Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Savers Trust Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes