Edisto Federal Credit Union

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A short history of Edisto FCU

Since its inception in 1936 the Edisto Federal Credit Union has been serving its members in the ORANGEBURG, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lee Williams, the Edisto FCU has grown its membership to over 3,849 with assets of more than $25,360,306. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (803) 535-0077 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ORANGEBURG, SC.

General Information For Edisto FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1397
Address 1880 RUSSELL ST 
State South Carolina 
Zip-Code 29115
Phone Number (803) 535-0077
Fax Number (803) 539-9020
Email Address: none
CEO/President Lee Williams
Members 3,849 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 25,360,306 
Website https://www.cuconnections.net/edist 

Compare Edisto Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
S. C. H. D. Dist #7 CU S.C.H.D. Dist #7 FCU 1724 Charleston Hwy 29116 (803) 536-0040 No 1.93
Trmc Employees CU trmc employees credit union 3000 Saint Matthews Rd 29118 (803) 395-2357 No 4.45

Edisto Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Edisto Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.25 8.25 7.00 9.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 506 649 438 506
Rank Among All South Carolina Credit Unions N/A 43 45 27 30

Edisto Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 1.00 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 174 49
Rank Among All South Carolina Credit Unions N/A 4 N/A 9 2
Edisto Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.0001,9983,115,425
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.250981,197,480
Used Vehicle Loans 8.2502581,941,672
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.000953,737,003
Total Other Real Estate Loans/Lines of Credit 9.500355,161
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.00058683,627
TOTAL LOANS & LEASES 2,51010,730,368

Edisto Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5331,54300
    b. 15 Years or less 903,405,4607441,050
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 355,16100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 983,792,1647441,050


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Edisto Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes