Edisto Federal Credit Union

A short history of Edisto FCU

Since its inception in 1936 the Edisto Federal Credit Union has been serving its members in the ORANGEBURG, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lee Williams, the Edisto FCU has grown its membership to over 3,849 with assets of more than $25,360,306. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (803) 535-0077 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ORANGEBURG, SC.

General Information For Edisto FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Edisto Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
S. C. H. D. Dist #7 CU	S.C.H.D. Dist #7 FCU	1724 Charleston Hwy	29116	(803) 536-0040	No	1.93
Trmc Employees CU	trmc employees credit union	3000 Saint Matthews Rd	29118	(803) 395-2357	No	4.45

Edisto Federal Credit Union Financial Performance Charts

Financial Data

Edisto Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	6.25	8.25	7.00	9.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	506	649	438	506
Rank Among All South Carolina Credit Unions	N/A	43	45	27	30

Edisto Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	1.00	2.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	174	49
Rank Among All South Carolina Credit Unions	N/A	4	N/A	9	2

Edisto Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	15.000	1,998	3,115,425
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	6.250	98	1,197,480
Used Vehicle Loans	8.250	258	1,941,672
Total 1st Mortgage Real Estate Loans/Lines of Credit	7.000	95	3,737,003
Total Other Real Estate Loans/Lines of Credit	9.500	3	55,161
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	15.000	58	683,627
TOTAL LOANS & LEASES		2,510	10,730,368

Edisto Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	5	331,543	0	0
b. 15 Years or less	90	3,405,460	7	441,050
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	3	55,161	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	98	3,792,164	7	441,050

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Edisto Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes