Lowest Loan Rates For All New Jersey Credit Unions

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State         Type       
State Of
new-jersey
Rank
Credit Unions With The Lowest Loan Rates In new-jersey
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1 Irco Community Federal Credit Union10.90%1.75%2.25%4.00%4.00%
2 Campbell Employees Federal Credit Union10.90%1.90%1.90%4.55%4.97%
3 First Atlantic Federal Credit Union8.95%1.99%2.24%4.75%2.99%
3 The Atlantic Federal Credit Union8.65%1.99%2.24%4.00%4.00%
3 Affinity Federal Credit Union9.60%1.99%2.79%4.00%3.75%
3 Camden Police Federal Credit UnionN/A1.99%4.99%N/AN/A
3 Proponent Federal Credit Union8.50%1.99%2.49%4.13%4.00%
3 Dow Jones Employees Federal Credit UnionN/A1.99%2.75%3.50%4.00%
4 South Jersey Gas Employees Federal Credit UnionN/A2.00%2.00%N/AN/A
4 Defense Logistics Federal Credit UnionN/A2.00%12.00%N/AN/A
4 Bard Employees Federal Credit Union15.90%2.00%2.50%4.50%5.00%
4 Bayonne Hospital Employees Federal Credit UnionN/A2.00%3.00%N/AN/A
5 Riegel Federal Credit Union12.90%2.19%3.09%4.64%5.39%
6 Picatinny Federal Credit Union9.90%2.24%2.49%4.13%4.25%
7 Mcgraw Hill Federal Credit Union10.46%2.28%3.35%3.75%4.38%
8 Health Care Of New Jersey Federal Credit UnionN/A2.29%2.29%N/A3.99%
9 New Jersey Community Federal Credit Union9.90%2.33%4.28%4.38%5.33%
10 Hmc (nj) Federal Credit UnionN/A2.38%4.29%N/AN/A
11 Pinnacle Federal Credit Union11.00%2.49%4.49%3.62%4.99%
11 Xcel Federal Credit Union9.99%2.49%2.99%5.00%4.00%
11 M & C Menlo Park Federal Credit UnionN/A2.49%2.49%N/AN/A
11 First Jersey Credit Union12.50%2.49%2.49%4.50%5.99%
12 Rutgers Federal Credit Union10.97%2.59%2.74%3.00%4.50%
12 Healthcare Employees Federal Credit Union9.29%2.59%2.59%4.00%4.24%
13 United Teletech Financial Federal Credit Union8.15%2.68%2.68%4.13%4.25%
14 Deepwater Industries Federal Credit Union7.80%2.75%3.25%4.35%5.45%
14 Gaf Linden Employees Federal Credit UnionN/A2.75%3.90%4.00%N/A
14 Bay Atlantic Federal Credit Union12.00%2.75%2.75%3.25%4.00%
14 Wakefern Federal Credit UnionN/A2.75%3.25%5.00%N/A
14 Jersey Shore Federal Credit Union1.99%2.75%2.50%3.75%3.50%
15 Fort Billings Federal Credit Union10.50%2.76%4.29%3.68%4.56%
16 West Orange Municipal Federal Credit Union12.80%2.87%5.04%5.00%4.88%
17 Southern Middlesex Co Tchrs Federal Credit UnionN/A2.90%4.00%4.21%3.75%
18 Novartis Federal Credit Union10.74%2.91%2.91%4.00%4.60%
18 Financial Resources Federal Credit Union7.49%2.91%4.17%3.15%4.38%
18 Credit Union Of New Jersey Credit Union2.99%2.91%5.12%3.50%3.49%
19 Research 1166 Federal Credit Union9.99%2.99%2.99%4.75%4.05%
19 Lakehurst Naval Federal Credit Union9.90%2.99%3.99%3.38%3.99%
19 Public Service E.d. Trenton Federal Credit UnionN/A2.99%4.25%N/AN/A
19 P S E Federal Credit UnionN/A2.99%4.50%N/AN/A
19 Energy People Federal Credit UnionN/A2.99%4.99%3.50%3.50%
19 United Poles Federal Credit Union9.90%2.99%2.99%4.50%5.25%
20 Manville Area Federal Credit UnionN/A3.00%3.00%3.00%3.00%
20 Bayonne School Employees Federal Credit UnionN/A3.00%N/AN/AN/A
21 Princeton Federal Credit Union9.96%3.04%3.85%4.00%3.86%
22 Motion Federal Credit Union8.45%3.05%3.65%4.00%6.09%
23 Abco Federal Credit Union9.30%3.06%3.87%4.63%4.28%
24 Aspire Federal Credit Union8.40%3.21%5.19%2.07%4.03%
25 Member's 1st Of Nj Federal Credit Union9.95%3.25%4.81%3.25%5.00%
25 Camden Firemen's Credit UnionN/A3.25%6.25%N/AN/A
26 B-m S Federal Credit UnionN/A3.33%2.70%3.88%4.18%
27 Harrison Police & Firemen's Federal Credit Union11.99%3.34%5.76%N/A4.18%
28 Seaport Federal Credit Union12.00%3.35%3.69%4.30%4.15%
29 Newark Police Federal Credit UnionN/A3.49%5.99%N/AN/A
29 Mid-state Federal Credit Union9.90%3.49%5.99%4.50%6.25%
30 Trenton Nj Firemen Federal Credit UnionN/A3.50%6.00%N/AN/A
30 Community Financial Services Federal Credit Union9.25%3.50%8.00%4.23%4.75%
30 Hoboken N J Police Federal Credit UnionN/A3.50%5.00%N/A3.50%
30 F. C. Federal Credit UnionN/A3.50%3.50%4.75%4.75%
31 Mercer County Nj Teachers Federal Credit Union7.96%3.67%3.01%N/A4.36%
31 Fairleigh Dickinson Universty Federal Credit Union15.40%3.67%4.27%3.40%3.59%
32 Essex County Teachers Federal Credit UnionN/A3.68%6.26%3.63%4.87%
33 South Jersey Federal Credit Union9.90%3.69%7.49%5.10%5.64%
34 Raritan Bay Federal Credit Union9.99%3.74%8.24%4.50%4.99%
35 Essex County Nj Employees Federal Credit UnionN/A3.79%4.99%N/AN/A
36 Greater Alliance Federal Credit UnionN/A3.86%5.21%4.20%3.96%
37 North Jersey Federal Credit Union15.53%3.90%5.93%4.24%4.25%
38 Public Service Plaza Federal Credit UnionN/A3.97%3.97%3.50%4.00%
39 First Financial Federal Credit Union10.90%3.99%3.99%4.47%5.99%
39 Nova Ua Federal Credit Union9.90%3.99%4.49%4.25%3.50%
39 Monmouth County Postal Employees Credit Union11.99%3.99%3.99%N/A3.50%
40 Central Jersey Federal Credit Union7.75%4.00%4.00%4.00%4.00%
40 Merck Employees Federal Credit Union8.76%4.00%4.25%3.78%3.75%
40 Central Jersey Police & Fire Federal Credit UnionN/A4.00%4.50%4.00%4.50%
40 Atlantic City Electric Co Emp Federal Credit UnionN/A4.00%4.00%4.09%4.25%
40 Unity Federal Credit Union11.25%4.00%6.45%N/A5.25%
40 Metrex Federal Credit UnionN/A4.00%4.00%N/AN/A
40 Union Building Trades Federal Credit Union7.95%4.00%4.00%4.10%3.54%
40 Nestle (freehold) Employees Federal Credit UnionN/A4.00%8.00%N/AN/A
40 Passaic Postal Employees Credit UnionN/A4.00%5.00%N/AN/A
40 Postal Employees Credit Union10.90%4.00%4.00%N/A4.00%
40 New Jersey Law And Public Safety Credit Union12.90%4.00%4.00%4.00%4.00%
41 Thunderbolt Area Federal Credit Union10.00%4.02%8.32%4.30%6.20%
42 Elizabeth (n.j.) Firemen's Federal Credit UnionN/A4.03%6.24%N/A4.77%
43 Public Service Federal Credit UnionN/A4.20%7.10%4.70%5.20%
44 Teaneck Federal Credit Union10.00%4.25%5.46%4.25%5.00%
44 West Hudson Teachers Federal Credit UnionN/A4.25%N/AN/AN/A
44 Garden Savings Federal Credit Union12.00%4.25%9.57%4.25%4.25%
44 P.s.e. & G. Nuclear Employees Federal Credit UnionN/A4.25%4.25%N/A4.25%
45 Baker Federal Credit UnionN/A4.40%8.45%N/A4.24%
46 New Brunswick Postal Federal Credit Union13.58%4.44%10.22%4.01%8.13%
47 Clifton Nj Postal Employees Federal Credit UnionN/A4.50%4.50%N/AN/A
47 Jersey City Police Federal Credit UnionN/A4.50%7.00%N/A7.50%
47 United Investors Federal Credit UnionN/A4.50%5.20%N/A5.25%
47 Bay Ridge Lodge No 632 Federal Credit UnionN/A4.50%N/AN/AN/A
47 Advanced Financial Federal Credit Union13.90%4.50%4.50%4.48%5.00%
47 I.l.a. Local 1235 Federal Credit UnionN/A4.50%4.50%N/AN/A
48 Entertainment Industries Federal Credit Union13.90%4.55%6.06%4.71%6.60%
49 Newark Firemen Federal Credit Union11.90%4.63%4.12%N/A7.34%
50 Path Federal Credit UnionN/A4.90%6.90%4.13%5.50%
51 L'oreal Usa Federal Credit UnionN/A4.91%6.26%3.78%3.89%
52 Nj Gateway Federal Credit Union13.80%4.99%4.99%4.10%4.49%
53 Jersey City Firemen Federal Credit UnionN/A5.00%6.00%N/AN/A
53 First Point Federal Credit UnionN/A5.00%5.25%N/A4.00%
53 Bergen Division Federal Credit UnionN/A5.00%N/AN/AN/A
53 Middlesex County N J Emp Federal Credit UnionN/A5.00%9.00%N/AN/A
54 Hamilton Horizons Federal Credit Union12.70%5.21%6.13%3.90%4.21%
55 1st Bergen Federal Credit UnionN/A5.24%5.35%N/AN/A
56 Unilever Federal Credit Union7.75%5.25%5.25%4.50%4.00%
56 Bayonne City Employees Federal Credit UnionN/A5.25%7.50%N/AN/A
57 K & E Employees Federal Credit UnionN/A5.36%N/AN/A4.50%
58 Atlantic Health Employees Federal Credit UnionN/A5.42%6.87%N/A5.16%
59 Piscataway Township Employees Federal Credit Union7.99%5.50%5.50%N/AN/A
60 Acume Credit UnionN/A5.70%3.54%5.02%5.33%
61 Federal Employees Newark Federal Credit Union11.50%5.75%6.75%N/A6.50%
61 H. E. Telephone Federal Credit UnionN/A5.75%6.75%4.50%5.00%
62 Paterson Police Federal Credit UnionN/A5.90%7.90%N/AN/A
63 Bridgeton Onized Federal Credit Union10.83%5.98%7.56%4.42%4.94%
64 Global 1 Federal Credit Union11.88%5.99%6.99%4.00%4.00%
65 Kearny Municipal Employees Federal Credit UnionN/A6.00%7.00%N/AN/A
65 Fort Dix Federal Credit UnionN/A6.00%8.00%N/A5.50%
65 Vah Lyons Employees Federal Credit UnionN/A6.00%8.00%N/AN/A
66 N.y. B & Fmc Federal Credit UnionN/A6.09%8.01%N/AN/A
67 Garden State Federal Credit Union9.90%6.10%5.11%4.47%5.25%
68 East Orange Va Hospital Federal Credit UnionN/A6.55%6.78%N/AN/A
69 County Educators Federal Credit Union10.82%6.70%6.36%N/A4.59%
70 Linde Employees Federal Credit UnionN/A6.75%7.50%N/AN/A
71 Bloomfield Fire And Police Federal Credit UnionN/A6.90%7.30%N/AN/A
71 East Orange Firemens Federal Credit UnionN/A6.90%9.90%N/AN/A
72 Newark Board Of Education Employees Credit Union13.99%6.99%13.99%4.50%2.99%
73 Linden Nj Police & Firemen Federal Credit UnionN/A7.00%8.00%N/AN/A
73 Plainfield Police & Firemen's Federal Credit UnionN/A7.00%8.00%N/AN/A
73 Ocnac #1 Federal Credit UnionN/A7.00%8.50%N/AN/A
73 Liberty Savings Federal Credit Union13.00%7.00%8.00%6.67%6.58%
73 Terminals Federal Credit UnionN/A7.00%9.00%7.49%N/A
73 Division 819 Transit Employees Credit UnionN/A7.00%9.00%N/AN/A
74 Hoboken School Employees Federal Credit Union9.90%7.25%7.00%4.25%5.40%
75 Union County Employees Federal Credit UnionN/A7.38%8.14%N/A5.97%
76 Parlin Dupont Employees Federal Credit UnionN/A7.49%2.49%N/A5.49%
77 Israel Memorial A M E Federal Credit UnionN/A7.50%10.50%N/AN/A
78 Jersey Central Federal Credit UnionN/A8.10%8.75%N/A7.59%
79 Atlantic City Police Federal Credit UnionN/A8.25%8.25%N/AN/A
80 Rutherford Postal District Em Federal Credit UnionN/A8.75%5.75%N/A6.57%
81 Criers Federal Credit UnionN/A9.00%N/AN/AN/A
81 Local 1233 Federal Credit UnionN/A9.00%9.00%N/AN/A
82 Peoples Transport Federal Credit UnionN/A9.12%10.54%N/AN/A
83 New Community Federal Credit UnionN/A9.50%11.50%5.50%7.00%
84 Erie Lackawanna Railroad Co Emp Federal Credit UnionN/A10.00%12.00%N/AN/A
85 Mercer County Improvement Authority Federal Credit UnionN/AN/AN/AN/AN/A
85 Trenton Teachers Federal Credit UnionN/AN/AN/AN/AN/A
85 Elizabeth Police Department E Federal Credit UnionN/AN/AN/AN/AN/A
85 Atlantic County Nj Employees Federal Credit UnionN/AN/AN/AN/AN/A
85 Public Service H C Employees Federal Credit UnionN/AN/AN/A3.50%N/A
85 P.s. Local 821 Federal Credit UnionN/AN/AN/AN/AN/A
85 N.j.t. Employees Federal Credit UnionN/AN/AN/AN/AN/A
85 Passaic Police Federal Credit UnionN/AN/AN/AN/AN/A
85 Salem Baptist Federal Credit UnionN/AN/AN/AN/AN/A
85 Saker Shop Rite Federal Credit UnionN/AN/AN/AN/AN/A
85 Ocean County Employees Federal Credit UnionN/AN/AN/AN/AN/A
85 N. J. Latvian Federal Credit UnionN/AN/A4.00%4.00%N/A
85 Messiah Baptist Church Federal Credit UnionN/AN/AN/AN/AN/A
85 Heard A.m.e. Federal Credit Union11.90%N/AN/AN/AN/A
85 Goya Foods Employees Federal Credit UnionN/AN/AN/AN/AN/A
85 St. Andrew Kim Federal Credit UnionN/AN/AN/AN/AN/A
85 Newark Post Office Employees Credit UnionN/AN/AN/AN/AN/A
85 Elizabeth Postal Employees Credit UnionN/AN/A6.00%N/AN/A
85 Plainfield Credit UnionN/AN/AN/AN/AN/A

Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information above comes from those reports. The deposit and loan rates shown are not the current rates for the Credit Unions shown. Some of these rates change on a daily basis and you must visit each Credit Unions website to get their current rates. The sole purpose of showing this data is to show the relative relationship of each Credit Unions rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end. The data below is from quarter end 6/30/2017.