Dow Jones Employees Federal Credit Union

Social
  • +1

A short history of Dow Jones Employees FCU

Since its inception in 1983 the Dow Jones Employees Federal Credit Union has been serving its members in the MONMOUTH JUNCTI, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Yarusinsky, the Dow Jones Employees FCU has grown its membership to over 1,153 with assets of more than $13,134,210. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (609) 520-5812 or email them at info@djefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONMOUTH JUNCTI, NJ.

General Information For Dow Jones Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24062
Address RR 1 BOX 4300 
City MONMOUTH JUNCTI 
State New Jersey 
Zip-Code 08852
Phone Number (609) 520-5812
Fax Number (609) 520-5921
Email Address: info@djefcu.com
CEO/President John Yarusinsky
Members 1,153 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,134,210 
Website http://www.djefcu.com 

Compare Dow Jones Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nj Gateway CU Main Branch 100 Culver Rd 08810 (732) 329-3838 No 2.07
Princeton CU Carnegie 104 Carnegie Ctr Ste 103 08540 (609) 945-6200 No 7.30
B-m S CU New Brunswick 1 Squibb Dr 08901 (732) 227-6701 No 7.85
Criers CU Criers F.C.U. 665C Azalea Plz 08831 (609) 655-1510 No 7.86
Global 1 CU Main Office 7512 MAPLE AVE 08109 (856) 320-4706 No 7.99

Dow Jones Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Dow Jones Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 2.75 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 71 72 100
Rank Among All New Jersey Credit Unions N/A 3 12 7 12

Dow Jones Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.75 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 215 227
Rank Among All New Jersey Credit Unions N/A 31 N/A 30 27
Dow Jones Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.500191455,144
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99049676,256
Used Vehicle Loans 2.75058531,806
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500223,250,843
Total Other Real Estate Loans/Lines of Credit 4.00012416,054
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5009157,513
TOTAL LOANS & LEASES 3415,487,616

Dow Jones Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5724,2241125,000
    b. 15 Years or less 101,428,0431135,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 71,098,57600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 338,24400
Closed-End Adjustable Rate 113,52500
Open-End Adjustable Rate 8364,28500
Open-End Fixed Rate 0000
TOTALS 343,666,8972260,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dow Jones Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes