B-m S Federal Credit Union

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A short history of B-m S FCU

Since its inception in 1954 the B-m S Federal Credit Union has been serving its members in the New Brunswick, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Bruett, the B-m S FCU has grown its membership to over 4,954 with assets of more than $106,732,086. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (732) 227-6704 or email them at info@bmsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in New Brunswick, NJ.

General Information For B-m S FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9146
Address 1 Squibb Dr 
City New Brunswick 
State New Jersey 
Zip-Code 08901
Phone Number (732) 227-6704
Fax Number (732) 227-3150
Email Address: info@bmsfcu.org
CEO/President Jennifer Bruett
Members 4,954 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 106,732,086 
Website http://bmsfcu.org 

Compare B-m S Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Middlesex County N J Emp CU MCEFCU Middlesex County EFCU 08901 (732) 745-3867 No 0.57
Rutgers CU Branch 02-Newark 249 University Ave 07102 (973) 353-1353 No 1.06
N. J. Latvian CU NJ Latvian FCU 1017 State Route 33 07728 (732) 336-0033 No 2.26
New Brunswick Postal CU New Brunswick Postal FCU 19 Kilmer Rd 08906 (732) 985-4618 No 2.63
Piscataway Township Employees CU PTEFCU Office 455 Hoes Ln 08854 (732) 562-6572 No 3.92

B-m S Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


B-m S Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.33 2.70 3.88 4.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 184 66 121 124
Rank Among All New Jersey Credit Unions N/A 26 10 13 16

B-m S Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.08 0.13 0.68 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 134 129 229 N/A
Rank Among All New Jersey Credit Unions 9 32 18 32 N/A
B-m S Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.7103462,558,595
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.33026571,603
Used Vehicle Loans 2.7001631,805,783
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.880528,252,268
Total Other Real Estate Loans/Lines of Credit 4.180541,359,408
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00013192,950
TOTAL LOANS & LEASES 65414,740,607

B-m S Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 203,781,4461290,000
    b. 15 Years or less 283,874,731160,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4596,09100

OTHER REAL ESTATE

Closed-End Fixed Rate 15449,6192146,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 39909,7891100,000
Open-End Fixed Rate 0000
TOTALS 1069,611,6765596,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

B-m S Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes