Rutgers Federal Credit Union

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A short history of Rutgers FCU

Since its inception in 1954 the Rutgers Federal Credit Union has been serving its members in the NEW BRUNSWICK, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marie Holowka-Bedatsky, the Rutgers FCU has grown its membership to over 9,464 with assets of more than $91,615,649. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (732) 932-7645 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEW BRUNSWICK, NJ.

General Information For Rutgers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9237
Address 100 COLLEGE AVE 
State New Jersey 
Zip-Code 08901
Phone Number (732) 932-7645
Fax Number (732) 932-7648
Email Address:
CEO/President Marie Holowka-Bedatsky
Members 9,464 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 91,615,649 

Compare Rutgers Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Middlesex County N J Emp CU MCEFCU Middlesex County EFCU 08901 (732) 745-3867 No 0.57
B-m S CU New Brunswick 1 Squibb Dr 08901 (732) 227-6701 No 1.15
N. J. Latvian CU NJ Latvian FCU 1017 State Route 33 07728 (732) 336-0033 No 2.26
New Brunswick Postal CU New Brunswick Postal FCU 19 Kilmer Rd 08906 (732) 985-4618 No 2.63
Piscataway Township Employees CU PTEFCU Office 455 Hoes Ln 08854 (732) 562-6572 No 3.92

Rutgers Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Rutgers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.97 2.59 2.74 3.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 338 93 70 26 168
Rank Among All New Jersey Credit Unions 31 12 11 2 24

Rutgers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.13 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 129 324 276
Rank Among All New Jersey Credit Unions N/A 34 18 53 35
Rutgers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9701,9603,707,859
All Other Unsecured Loans/Lines of Credit 11.0007974,648,138
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 9.00026621,236
New Vehicle Loans 2.590991,125,611
Used Vehicle Loans 2.7404354,171,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0009416,348,796
Total Other Real Estate Loans/Lines of Credit 4.5001455,461,485
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000978,250,097
TOTAL LOANS & LEASES 3,65344,334,614

Rutgers Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 478,902,075981,859,100
    b. 15 Years or less 445,107,0814469,000
    a. > 15 years 12,059,86900
    b. 15 Years or less 1160,7411161,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1119,03000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 341,307,07200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1114,154,41300
Open-End Fixed Rate 0000
TOTALS 23921,810,2811032,489,100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rutgers Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes