P S E Federal Credit Union

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A short history of P S E FCU

Since its inception in 1958 the P S E Federal Credit Union has been serving its members in the Somerset, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Grabenstein, the P S E FCU has grown its membership to over 1,292 with assets of more than $11,794,169. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (732) 764-3087 or email them at psefcu@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Somerset, NJ.

General Information For P S E FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12175
Address 472 Weston Canal Rd 
City Somerset 
State New Jersey 
Zip-Code 08873
Phone Number (732) 764-3087
Fax Number (732) 560-5683
Email Address: psefcu@yahoo.com
CEO/President John Grabenstein
Members 1,292 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,794,169 
Website  

Compare P S E Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rutgers CU Branch 02-Newark 249 University Ave 07102 (973) 353-1353 No 3.94
Middlesex County N J Emp CU MCEFCU Middlesex County EFCU 08901 (732) 745-3867 No 3.95
Piscataway Township Employees CU PTEFCU Office 455 Hoes Ln 08854 (732) 562-6572 No 3.98
Manville Area CU main office 43 S Main St 08835 (908) 526-8844 No 4.47
B-m S CU New Brunswick 1 Squibb Dr 08901 (732) 227-6701 No 4.94

P S E Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


P S E Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 4.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 264 N/A N/A
Rank Among All New Jersey Credit Unions N/A 19 38 N/A N/A

P S E Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.75 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 46 N/A N/A N/A
Rank Among All New Jersey Credit Unions N/A 14 N/A N/A N/A
P S E Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.0003301,750,490
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901142,103,473
Used Vehicle Loans 4.5001381,348,556
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 5825,202,519

P S E Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

P S E Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No