Monmouth County Postal Employees Credit Union

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A short history of Monmouth County Postal Employees CU

Since its inception in 1928 the Monmouth County Postal Employees Credit Union has been serving its members in the Red Bank, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Catherine Costa, the Monmouth County Postal Employees CU has grown its membership to over 1,312 with assets of more than $26,352,357. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (732) 219-0009 or email them at mjulian@monmouthpostalcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Red Bank, NJ.

General Information For Monmouth County Postal Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61872
Address PO Box 518 
City Red Bank 
State New Jersey 
Zip-Code 07701
Phone Number (732) 219-0009
Fax Number (732) 219-5269
Email Address: mjulian@monmouthpostalcu.org
CEO/President Catherine Costa
Members 1,312 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,352,357 
Website http://www.monmouthpostalcu.org 

Compare Monmouth County Postal Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Teletech Financial CU NEPTUNE 3636 State Route 33 07753 (732) 530-8100 No 2.11
First Atlantic CU CORP HEADQUARTERS 468 INDUSTRIAL WAY W 07724 (732) 380-3600 No 5.60
Saker Shop Rite CU Main office 922 State Route 33 07728 (732) 431-4105 No 10.94
Bay Ridge Lodge No 632 CU Office 66 Caldwell Ter 07746 (732) 972-6040 No 11.33
Nestle (freehold) Employees CU Nestle 61 Jerseyville Ave 07728 (732) 577-7206 No 12.45

Monmouth County Postal Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Monmouth County Postal Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 3.99 3.99 N/A 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 279 202 N/A 56
Rank Among All New Jersey Credit Unions 37 39 29 N/A 4

Monmouth County Postal Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.35 N/A 1.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 81 N/A 126 N/A
Rank Among All New Jersey Credit Unions 7 24 N/A 12 N/A
Monmouth County Postal Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.99034163,304
All Other Unsecured Loans/Lines of Credit 10.990177992,320
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.99015202,795
Used Vehicle Loans 3.99059668,564
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.500372,714,243
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7503155,242
TOTAL LOANS & LEASES 3254,896,468

Monmouth County Postal Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 372,714,2435481,215
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 372,714,2435481,215

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Monmouth County Postal Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes