United Teletech Financial Federal Credit Union

A short history of United Teletech Financial FCU

Since its inception in 1967 the United Teletech Financial Federal Credit Union has been serving its members in the TINTON FALLS, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LEO ARDINE, the United Teletech Financial FCU has grown its membership to over 26,138 with assets of more than $345,441,136. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (732) 530-8100 or email them at utfinancial@utcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TINTON FALLS, NJ.

General Information For United Teletech Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare United Teletech Financial Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
First Atlantic CU	CORP HEADQUARTERS	468 INDUSTRIAL WAY W	07724	(732) 380-3600	No	1.22
Monmouth County Postal Employees CU	MCPECU	171 Broad St	07701	(732) 219-0009	No	3.72
First Financial CU	Toms River Branch	1360 Route 9	08754	(732) 312-1500	No	8.18
Saker Shop Rite CU	Main office	922 State Route 33	07728	(732) 431-4105	No	8.29
Nestle (freehold) Employees CU	Nestle	61 Jerseyville Ave	07728	(732) 577-7206	No	10.58

United Teletech Financial Federal Credit Union Financial Performance Charts

Financial Data

United Teletech Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.15	2.68	2.68	4.13	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	98	106	64	159	132
Rank Among All New Jersey Credit Unions	9	13	9	20	19

United Teletech Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.05	0.20	0.15	0.15
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	143	114	324	276
Rank Among All New Jersey Credit Unions	7	34	13	53	35

United Teletech Financial Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.150	2,227	4,706,345
All Other Unsecured Loans/Lines of Credit	10.990	4,069	19,195,585
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.680	501	7,702,753
Used Vehicle Loans	2.680	3,380	47,637,947
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.130	210	45,208,905
Total Other Real Estate Loans/Lines of Credit	4.250	2,157	116,628,628
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	2.500	359	30,595,983
TOTAL LOANS & LEASES		12,903	271,676,146

United Teletech Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	49	11,358,310	60	14,555,943
b. 15 Years or less	59	6,002,168	4	873,199
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	7	5,320,327	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	48	10,490,380	0	0
Adjustable Rate > 1 yr	47	12,037,720	25	6,096,210

OTHER REAL ESTATE

Closed-End Fixed Rate	1,104	66,937,612	141	10,699,290
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	1,053	49,691,016	117	11,170,100
Open-End Fixed Rate	0	0	0	0
TOTALS	2,367	161,837,533	347	43,394,742

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

United Teletech Financial Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes