Bard Employees Federal Credit Union

Social
  • +1

A short history of Bard Employees FCU

Since its inception in 1975 the Bard Employees Federal Credit Union has been serving its members in the New Providence, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jessica Loreti, the Bard Employees FCU has grown its membership to over 2,670 with assets of more than $17,571,474. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (908) 277-8130 or email them at mh.creditunion@crbard.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in New Providence, NJ.

General Information For Bard Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22267
Address 111 Spring St 
City New Providence 
State New Jersey 
Zip-Code 07974
Phone Number (908) 277-8130
Fax Number (908) 277-8302
Email Address: mh.creditunion@crbard.com
CEO/President Jessica Loreti
Members 2,670 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,571,474 
Website http://www.bardcreditunion.com 

Compare Bard Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Advanced Financial CU New Providence 785 CENTRAL AVE 07974 (908) 771-0300 No 0.51
Linde Employees CU Main Office 200 Somerset Corporate Blvd 08807 (908) 771-6422 No 0.82
Atlantic Health Employees CU MMH Branch 100 Madison Ave Jefferson B 07901 (973) 973-8901 No 2.78
Plainfield CU Main 201 Watchung Ave 07061 (908) 754-4097 No 5.49
Fairleigh Dickinson Universty CU Madison Main Office 12 Main St Ste 4 07940 (973) 301-0931 No 5.57

Bard Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Bard Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.90 2.00 2.50 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 534 35 52 205 229
Rank Among All New Jersey Credit Unions 50 4 7 33 35

Bard Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 1.18 0.94
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 138 167
Rank Among All New Jersey Credit Unions N/A 34 16 15 17
Bard Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.900248169,897
All Other Unsecured Loans/Lines of Credit 15.900212488,978
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000243155,722
Non-Federally Guaranteed Student Loans 6.400438541,026
New Vehicle Loans 2.00034232,934
Used Vehicle Loans 2.50045286,872
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5002502,342,070
Total Other Real Estate Loans/Lines of Credit 5.00011462,122
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.50061,300,171
TOTAL LOANS & LEASES 1,4875,979,792

Bard Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6862,49100
    b. 15 Years or less 7670,52700
Balloon/Hybrid
    a. > 15 years 2327,46600
    b. 15 Years or less 235481,58600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7247,94600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4214,17600
Open-End Fixed Rate 0000
TOTALS 2612,804,19200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bard Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes