Liberty Savings Federal Credit Union

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A short history of Liberty Savings FCU

Since its inception in 1951 the Liberty Savings Federal Credit Union has been serving its members in the Jersey City, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Maria Solorzano, the Liberty Savings FCU has grown its membership to over 22,054 with assets of more than $91,958,253. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (201) 659-3900 or email them at memberservice@lsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jersey City, NJ.

General Information For Liberty Savings FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7184
Address 666 Newark Avenue 
City Jersey City 
State New Jersey 
Zip-Code 07306
Phone Number (201) 659-3900
Fax Number (201) 659-7623
Email Address: memberservice@lsfcu.org
CEO/President Maria Solorzano
Members 22,054 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices
Total Assets 91,958,253 
Website http://lsfcu.org 

Compare Liberty Savings Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jersey City Firemen CU Jersey City Firemen FCU 666 Summit Ave 07306 (201) 653-8900 No 0.64
Path CU Path Federal 1 Path Plz 07306 (201) 216-6094 No 0.69
N.y. B & Fmc CU NYB&FMC FCU Main Office 80 County Rd Rm 100 07097 (201) 659-2610 No 0.88
Ocnac #1 CU 1082 summit ave 1082 summit ave 07307 (201) 420-1026 No 1.37
Erie Lackawanna Railroad Co Emp CU Office 89 Washington St 07030 (201) 222-8325 No 1.48

Liberty Savings Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Liberty Savings Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 7.00 8.00 6.67 6.58
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 550 630 421 399
Rank Among All New Jersey Credit Unions 43 73 76 44 53

Liberty Savings Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.45 0.55 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 69 251 211
Rank Among All New Jersey Credit Unions N/A 31 6 40 24
Liberty Savings Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.0005,99910,687,241
All Other Unsecured Loans/Lines of Credit 12.3706,07318,527,485
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0006789,817
Non-Federally Guaranteed Student Loans 6.580705762,106
New Vehicle Loans 7.0001101,318,678
Used Vehicle Loans 8.0001,54513,943,512
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.6701053,723,061
Total Other Real Estate Loans/Lines of Credit 6.580421,158,139
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 14,64650,210,039

Liberty Savings Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 65161,22500
    b. 15 Years or less 17713,42100
Balloon/Hybrid
    a. > 15 years 212,772,4491199,500
    b. 15 Years or less 275,96600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 29882,215150,000
Closed-End Adjustable Rate 7103,04100
Open-End Adjustable Rate 6172,88300
Open-End Fixed Rate 0000
TOTALS 1474,881,2002249,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Liberty Savings Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes