Baker Federal Credit Union

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A short history of Baker FCU

Since its inception in 1961 the Baker Federal Credit Union has been serving its members in the Phillipsburg, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Rodriguez, the Baker FCU has grown its membership to over 4,636 with assets of more than $40,516,632. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (908) 859-2340 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Phillipsburg, NJ.

General Information For Baker FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14127
Address 501 Baltimore St 
City Phillipsburg 
State New Jersey 
Zip-Code 08865
Phone Number (908) 859-2340
Fax Number (908) 859-1817
Email Address:
CEO/President Susan Rodriguez
Members 4,636 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 40,516,632 

Compare Baker Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Irco Community CU Main Office 450 Hillcrest Blvd 08865 (908) 859-1811 No 2.83
Eme CU EME CREDIT UNION 123 S 3RD ST 18042 (610) 250-6782 No 4.04
Riegel CU Riegel Federal Credit Union 515 Milford Warren Glen Rd 08848 (908) 995-2326 No 6.88
Crayola Llc Employees Credit Union CU Crayola LLC Employees CU 1100 Church Ln 18044 (610) 252-1502 No 6.89
Heights Community CU 3530 Freemansburg Ave 18020 (610) 868-8211 No 10.76

Baker Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Baker Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.40 8.45 N/A 4.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 330 659 N/A 131
Rank Among All New Jersey Credit Unions N/A 45 82 N/A 18

Baker Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.50 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 60 263 227
Rank Among All New Jersey Credit Unions N/A 31 5 41 27
Baker Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.4506841,452,117
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.640654616,796
New Vehicle Loans 4.4001523,515,314
Used Vehicle Loans 8.4501,45616,490,904
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.24025610,676,630
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2301694,197
TOTAL LOANS & LEASES 3,21832,845,958

Baker Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1828,967,836171,195,694
Closed-End Adjustable Rate 2104,31100
Open-End Adjustable Rate 721,604,48300
Open-End Fixed Rate 0000
TOTALS 25610,676,630171,195,694


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Baker Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes