Heights Community Federal Credit Union

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A short history of Heights Community FCU

Since its inception in 1939 the Heights Community Federal Credit Union has been serving its members in the BETHLEHEM, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris England, the Heights Community FCU has grown its membership to over 2,128 with assets of more than $12,112,798. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 868-8211 or email them at stjoe@hsjfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BETHLEHEM, PA.

General Information For Heights Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3153
Address 3530 FREEMANSBURG AVENUE 
City BETHLEHEM 
State Pennsylvania 
Zip-Code 18020
Phone Number (610) 868-8211
Fax Number (610) 868-7328
Email Address: stjoe@hsjfcu.org
CEO/President Chris England
Members 2,128 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,112,798 
Website http://www.htsfcu.org 

Compare Heights Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bethlehem 1st CU Main Office 2317 Easton Ave 18017 (610) 691-0041 No 2.11
First Commonwealth CU Allentown 450 Union Blvd 18002 (610) 821-2400 No 2.69
Jay Bee Employees CU Just Born 1300 Stefko Blvd 18088 (610) 867-7568 No 2.76
Sarco CU sarco federal credit union 1214 w broad st 18018 (610) 807-9922 No 4.80
B. Braun CU B. Braun Federal Credit Union 901 Marcon Blvd 18109 (610) 596-2399 No 6.36

Heights Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Heights Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.90 2.90 3.25 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 133 84 44 38
Rank Among All Pennsylvania Credit Unions 76 49 23 7 13

Heights Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A N/A 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A N/A 283
Rank Among All Pennsylvania Credit Unions N/A 51 N/A N/A 66
Heights Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900352426,617
All Other Unsecured Loans/Lines of Credit 9.300133374,791
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90023358,922
Used Vehicle Loans 2.900961,025,180
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250402,326,828
Total Other Real Estate Loans/Lines of Credit 3.25030722,839
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.250755,505
TOTAL LOANS & LEASES 6815,290,682

Heights Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6608,9782167,271
    b. 15 Years or less 341,717,85000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 30722,8396316,390
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 703,049,6678483,661

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heights Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes