Member's 1st Of Nj Federal Credit Union

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A short history of Member's 1st Of Nj FCU

Since its inception in 1938 the Member's 1st Of Nj Federal Credit Union has been serving its members in the VINELAND, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eileen Crean, the Member's 1st Of Nj FCU has grown its membership to over 7,838 with assets of more than $57,674,817. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (856) 696-0767 or email them at info@membersonenj.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VINELAND, NJ.

General Information For Member's 1st Of Nj FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2574
Address 37 WEST LANDIS AVE 
City VINELAND 
State New Jersey 
Zip-Code 08360
Phone Number (856) 696-0767
Fax Number (856) 696-3579
Email Address: info@membersonenj.org
CEO/President Eileen Crean
Members 7,838 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 57,674,817 
Website http://www.membersonenj.org 

Compare Member's 1st Of Nj Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bridgeton Onized CU Bridgeton Office 524 N Pearl St 08302 (856) 692-4000 No 3.27
Bay Atlantic CU Millville 600 N 2nd St 08332 (856) 696-2525 No 3.56
Thunderbolt Area CU Office 1601 Cedar St 08332 (856) 327-5755 No 9.10
South Jersey Gas Employees CU SJGEFCU 1110 Black Horse Pike 08037 (609) 567-3945 No 9.51
Atlantic City Electric Co Emp CU Carney's Point 5 Collins Dr Ste 1200 08069 (856) 351-7224 No 15.42

Member's 1st Of Nj Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Member's 1st Of Nj Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 3.25 4.81 3.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 174 302 44 229
Rank Among All New Jersey Credit Unions 21 25 39 4 35

Member's 1st Of Nj Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.19 0.59 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 127 143 118 243 266
Rank Among All New Jersey Credit Unions 8 34 14 37 33
Member's 1st Of Nj Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9509941,643,742
All Other Unsecured Loans/Lines of Credit 10.3301,0313,921,234
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00021,000
Non-Federally Guaranteed Student Loans 6.3402,3812,794,303
New Vehicle Loans 3.2501593,220,761
Used Vehicle Loans 4.8107137,986,009
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2507562,081
Total Other Real Estate Loans/Lines of Credit 5.0002269,238,422
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0701412,128,847
TOTAL LOANS & LEASES 5,65431,496,399

Member's 1st Of Nj Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 6362,09200
Balloon/Hybrid
    a. > 15 years 1199,98900
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1817,715,971131,047,200
Closed-End Adjustable Rate 13296,09000
Open-End Adjustable Rate 321,226,3615125,631
Open-End Fixed Rate 0000
TOTALS 2339,800,503181,172,831

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Member's 1st Of Nj Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes