Bay Atlantic Federal Credit Union

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A short history of Bay Atlantic FCU

Since its inception in 1939 the Bay Atlantic Federal Credit Union has been serving its members in the Vineland, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gail Marino, the Bay Atlantic FCU has grown its membership to over 8,158 with assets of more than $57,712,769. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (856) 696-2525 or email them at info@bayatlanticfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Vineland, NJ.

General Information For Bay Atlantic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3541
Address 101 W Elmer Road 
City Vineland 
State New Jersey 
Zip-Code 08360
Phone Number (856) 696-2525
Fax Number (856) 691-5593
Email Address: info@bayatlanticfcu.org
CEO/President Gail Marino
Members 8,158 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 57,712,769 
Website http://www.bayatlanticfcu.org 

Compare Bay Atlantic Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bridgeton Onized CU Bridgeton Office 524 N Pearl St 08302 (856) 692-4000 No 3.27
Member's 1st Of Nj CU Woodstown 9 N Main St 08098 (856) 769-3452 No 3.55
Thunderbolt Area CU Office 1601 Cedar St 08332 (856) 327-5755 No 9.10
South Jersey Gas Employees CU SJGEFCU 1110 Black Horse Pike 08037 (609) 567-3945 No 9.51
Atlantic City Electric Co Emp CU Carney's Point 5 Collins Dr Ste 1200 08069 (856) 351-7224 No 15.42

Bay Atlantic Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Bay Atlantic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 2.75 2.75 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 115 71 44 100
Rank Among All New Jersey Credit Unions 38 14 12 4 12

Bay Atlantic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 293 250
Rank Among All New Jersey Credit Unions N/A 34 19 48 30
Bay Atlantic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0001,1922,337,131
All Other Unsecured Loans/Lines of Credit 12.2501,9794,613,893
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.4501,9084,180,900
New Vehicle Loans 2.750581,097,854
Used Vehicle Loans 2.7505596,242,744
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250373,100,918
Total Other Real Estate Loans/Lines of Credit 4.0001615,555,132
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.950921,015,329
TOTAL LOANS & LEASES 5,98628,143,901

Bay Atlantic Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 181,658,60500
    b. 15 Years or less 161,240,359190,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 3201,95400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1555,528,444241,127,834
Closed-End Adjustable Rate 626,68800
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1988,656,050251,217,834

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bay Atlantic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes