Affinity Federal Credit Union

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A short history of Affinity FCU

Since its inception in 1935 the Affinity Federal Credit Union has been serving its members in the Basking Ridge, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Fenton, the Affinity FCU has grown its membership to over 141,070 with assets of more than $2,781,990,464. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (800) 325-0808 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Basking Ridge, NJ.

General Information For Affinity FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 857
Address 73 Mountainview Blvd 
City Basking Ridge 
State New Jersey 
Zip-Code 07920
Phone Number (800) 325-0808
Fax Number () -
Email Address: none
CEO/President John Fenton
Members 141,070 
Full-Time Employees 396 
Part-Time Employees 21 
Number of Branch Offices 16 
Total Assets 2,781,990,464 

Compare Affinity Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vah Lyons Employees CU vah lyons employees fcu 151 knollcroft rd 07939 (908) 647-6952 No 0.88
Financial Resources CU Financial Resources FCU - Jersey City Branch 525 Washington Blvd 07310 (201) 793-7714 No 7.34
Public Service CU Middlesex 619 Union Ave 08846 (732) 805-9000 No 7.45
Advanced Financial CU New Providence 785 CENTRAL AVE 07974 (908) 771-0300 No 7.98
Bard Employees CU Moncks Corner 428 Power House Rd 29461 (843) 761-9297 No 8.14

Affinity Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Affinity Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.60 1.99 2.79 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 210 34 72 138 74
Rank Among All New Jersey Credit Unions 19 3 13 15 7

Affinity Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.30 1.83
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 302 63
Rank Among All New Jersey Credit Unions N/A 34 13 49 4
Affinity Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.60030,256115,846,838
All Other Unsecured Loans/Lines of Credit 8.75010,17632,785,696
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.0104,30058,819,743
New Vehicle Loans 1.9901,82534,572,454
Used Vehicle Loans 2.79011,945128,051,802
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0006,3781,592,516,786
Total Other Real Estate Loans/Lines of Credit 3.7503,293125,148,657
Leases Receivable 3.1307,906259,662,967
Total All Other Loans/Lines of Credit 2.80069975,018,518
TOTAL LOANS & LEASES 76,7782,422,423,461

Affinity Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,094490,318,60514139,404,371
    b. 15 Years or less 1,694238,124,2877816,187,465
    a. > 15 years 889293,593,43714751,310,792
    b. 15 Years or less 1,132352,765,579227,208,287
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 13939,25200
Adjustable Rate > 1 yr 556216,775,62626554,280,183


Closed-End Fixed Rate 77628,605,948602,570,756
Closed-End Adjustable Rate 1296,399,11800
Open-End Adjustable Rate 2,38890,143,5911,11616,204,216
Open-End Fixed Rate 0000
TOTALS 9,6711,717,665,4431,829187,166,070


Interest Only & Payment Option 1st Mortgage Loans 2620,324,8934,523,837
Interest Only & Payment Option Other RE/LOC Loans 6231,969,17412,452,385
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 121,520,01000

Affinity Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes