Greater Alliance Federal Credit Union

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A short history of Greater Alliance FCU

Since its inception in 1937 the Greater Alliance Federal Credit Union has been serving its members in the Paramus, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Glenn Guinto, the Greater Alliance FCU has grown its membership to over 19,782 with assets of more than $194,246,679. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (888) 554-2328 or email them at info@greateralliance.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Paramus, NJ.

General Information For Greater Alliance FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2182
Address 40 West Century Road 
City Paramus 
State New Jersey 
Zip-Code 07652
Phone Number (888) 554-2328
Fax Number (201) 986-7538
Email Address: info@greateralliance.org
CEO/President Glenn Guinto
Members 19,782 
Full-Time Employees 55 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 194,246,679 
Website http://www.greateralliance.org 

Compare Greater Alliance Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
H. E. Telephone CU Rochelle Park 201 W Passaic St Ste 304 07662 (201) 845-6876 No 2.63
1st Bergen CU Corporate 95 Main st 07601 (201) 968-0202 No 4.34
Teaneck CU TFCU 100 ELIZABETH AVE 07666 (201) 837-1316 No 4.78
N.j.t. Employees CU NJT Employees FCU 7 Richard Dr 07463 (201) 447-6677 No 5.08
Paterson Police CU Records 111 Broadway 07463 (973) 321-1137 No 5.52

Greater Alliance Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Greater Alliance Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.86 5.21 4.20 3.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 258 351 169 96
Rank Among All New Jersey Credit Unions N/A 36 47 22 10

Greater Alliance Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.15 0.35 1.55 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 119 89 86 125
Rank Among All New Jersey Credit Unions 9 30 8 9 10
Greater Alliance Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.6708,08929,885,766
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.6201,2622,999,601
New Vehicle Loans 3.860741,180,278
Used Vehicle Loans 5.21090410,165,143
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.20022860,760,617
Total Other Real Estate Loans/Lines of Credit 3.96054432,899,966
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9503852,551,903
TOTAL LOANS & LEASES 11,486140,443,274

Greater Alliance Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9723,198,036102,315,880
    b. 15 Years or less 6517,835,98051,195,722
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 195,661,22900
Adjustable Rate > 1 yr 4714,065,37251,357,950

OTHER REAL ESTATE

Closed-End Fixed Rate 25314,434,740434,740,304
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 29118,465,226261,053,290
Open-End Fixed Rate 0000
TOTALS 77293,660,5838910,663,146

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Greater Alliance Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes