Of New Jersey Credit Union

A short history of Of New Jersey CU

Since its inception in 1943 the Of New Jersey Credit Union has been serving its members in the EWING, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrew Jaeger, the Of New Jersey CU has grown its membership to over 40,214 with assets of more than $346,874,746. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (609) 538-4061 or email them at memberservices@cunj.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in EWING, NJ.

General Information For Of New Jersey CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Of New Jersey Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Trenton Nj Firemen CU	Trenton Firemen FCU	244 Perry St	08618	(609) 989-4030	No	4.11
New Jersey Law And Public Safety CU	STATEPOLICE	1040 River Rd	08628	(609) 671-0190	No	4.30
Trenton Teachers CU	MAIN OFFICE	PO Box 9335	08650	(609) 890-1630	No	5.15
Spirit Financial CU	Levittown	8535 New Falls Rd	19054	(267) 580-0230	No	6.18
Mercer County Improvement Authority CU	MERCER COUNTY IMPROVEMENT AUTH EMPLOYEES FCU	600 SLOAN AVE	08619	(609) 689-1765	No	6.20

Of New Jersey Credit Union Financial Performance Charts

Financial Data

Of New Jersey Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	2.99	2.91	5.12	3.50	3.49
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	8	134	339	72	55
Rank Among All New Jersey Credit Unions	2	18	44	7	3

Of New Jersey Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.15	0.65	0.65
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	124	234	205
Rank Among All New Jersey Credit Unions	N/A	34	16	34	23

Of New Jersey Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	2.990	5,241	12,402,225
All Other Unsecured Loans/Lines of Credit	10.990	10,474	22,937,879
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.390	4,612	9,316,295
New Vehicle Loans	2.910	601	10,408,323
Used Vehicle Loans	5.120	4,231	52,106,597
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.500	1,419	141,186,789
Total Other Real Estate Loans/Lines of Credit	3.490	1,274	46,298,366
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.750	293	15,596,123
TOTAL LOANS & LEASES		28,145	310,252,597

Of New Jersey Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	93	14,168,824	23	3,833,285
b. 15 Years or less	529	37,060,911	18	1,814,128
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	684	62,794,119	27	3,799,656
Adjustable Rate > 1 yr	113	27,162,935	10	2,564,910

OTHER REAL ESTATE

Closed-End Fixed Rate	423	12,994,291	18	455,064
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	851	33,304,075	13	311,084
Open-End Fixed Rate	0	0	0	0
TOTALS	2,693	187,485,155	109	12,778,127

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Of New Jersey Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes