New Jersey Law And Public Safety Credit Union

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A short history of New Jersey Law And Public Safety CU

Since its inception in 1955 the New Jersey Law And Public Safety Credit Union has been serving its members in the Trenton, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bonnie Karczewski, the New Jersey Law And Public Safety CU has grown its membership to over 9,124 with assets of more than $48,708,572. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (609) 393-0046 or email them at info@njlpscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Trenton, NJ.

General Information For New Jersey Law And Public Safety CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66130
Address PO Box 550 
City Trenton 
State New Jersey 
Zip-Code 08604
Phone Number (609) 393-0046
Fax Number (609) 393-0241
Email Address: info@njlpscu.org
CEO/President Bonnie Karczewski
Members 9,124 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 48,708,572 
Website http://www.njlpscu.org 

Compare New Jersey Law And Public Safety Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Trenton Teachers CU MAIN OFFICE PO Box 9335 08650 (609) 890-1630 No 0.03
Trenton Nj Firemen CU Trenton Firemen FCU 244 Perry St 08618 (609) 989-4030 No 1.08
Spirit Financial CU Levittown 8535 New Falls Rd 19054 (267) 580-0230 No 2.37
Mercer County Improvement Authority CU MERCER COUNTY IMPROVEMENT AUTH EMPLOYEES FCU 600 SLOAN AVE 08619 (609) 689-1765 No 3.27
Central Jersey Police & Fire CU HAMILTON 2733 NOTTINGHAM WAY Ste U8 08619 (609) 570-8155 No 3.27

New Jersey Law And Public Safety Credit Union Financial Performance Charts


Performance Charts

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Financial Data


New Jersey Law And Public Safety Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.00 4.00 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 282 203 138 100
Rank Among All New Jersey Credit Unions 42 40 30 15 12

New Jersey Law And Public Safety Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 310 N/A
Rank Among All New Jersey Credit Unions 6 28 N/A 51 N/A
New Jersey Law And Public Safety Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,3935,614,144
All Other Unsecured Loans/Lines of Credit 17.0001,3533,348,258
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 9.00030133,379
New Vehicle Loans 4.0002063,615,995
Used Vehicle Loans 4.0002252,609,807
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0005655,757
Total Other Real Estate Loans/Lines of Credit 4.00029011,835,946
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.000334,026
TOTAL LOANS & LEASES 3,50527,847,312

New Jersey Law And Public Safety Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 5655,75700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1414,986,82218926,000
Closed-End Adjustable Rate 325,51100
Open-End Adjustable Rate 1466,823,61313840,000
Open-End Fixed Rate 0000
TOTALS 29512,491,703311,766,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

New Jersey Law And Public Safety Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes